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Paying off dad's mortgage before he loses his home?
Hi, I'm not sure if I'm putting this in the right forum so apologies if it's wrong but need some advice, my dad is approaching retirement age and has no savings and very little income, he is also terrible when it comes to finances and has buried his head in the sand for far too long. He can no longer afford his mortgage…
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Freeholder blackmailing me on previous owners internal changes
Hi, I am in the process of selling a leasehold flat. When I bought it the copy of the lease I was given was very poor and the floorplan contained in it was feint and barely readable. Now I'm selling my solicitor has provided a much clearer digital copy from the land registry that shows the floorplan more clearly, and it…
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Can a landlord terminate a tenancy if selling up?
Many landlords bought buy-to-lets with the eventual aim of selling up. Many do not wish to continue into late old age with the responsibilities of running the 'business' and dealing with the various issues arising. Having to sell a property with sitting tenants would vastly decrease the pool of potential buyers, clearly.…
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Buying house of family
We currently let our home from my husband's mum. She's decided to sell up and has offered us the house for 190k , it's market value is approx 250k. We have a deposit saved of 80k and have a mortgage in principle for the remaining 110k. She has her solicitor already sorted and it's the same solicitor we usually use . Do we…
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Selling a flat - estate agents and time?
Hi, as I'm moving out of the country, I've decided to sell my one bedroom flat in Sutton. There are a few estate agencies around: Heart, Barnard Marcus, Foxtons, Burn & Warne, Cubitt & West, and I think a local one called Butler. Do you recommend any? I want to go with an EA for the peace of mind and save time. Also, I'm…
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Buying House jointly with disabled daughter
We have an adult disabled daughter who lives with us. Her only income is PIP and Universal Credit. We are planning to sell our existing home and buy another house for us all. Can we name our daughter as a tenant in common with us for the new property or would this have any tax implications as it would be seen as a gift?
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Lease Duration
How can I find out easily the duration left on a flat or who the last estate agent that sold it please
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Lodger agreement landlord moving out
I moved into a property and became a lodger in February this year 2024. The landlord has now told me she's lost her business and to keep the house she's moving out and will rent out her room. I have a 1 year lodgers agreement contract with a 6 month break clause (which will be Aug 28th). If my landlord leaves the property…
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Buying an untouched 60s house - ASBESTOS?
Hi all, I’d like to buy a house that was built in the very late 60’s or early 70’s. I understand that due to the time it was built and that it’s been largely untouched since that it’s likely to contain Asbestos. The house will need complete modernisation but I planned to save up and tackle it room by room as I live in it…
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Tennancy Rejection Lie ?
Hi all ! For some context to this.. Me and my partner are a professional couple who earn over 110k annually, were very fortunate ! I own a property which I'm selling and partner is currently renting. We also have x1 dog, no kids and very good credit. We've been viewing properties closer to my partners work (i WFH full…
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Communal access issue
More issues with the place I'm renting. The house in which we live is split into 8 flats. 3 ground floor the rest on 1st and 2nd floor. The parking is to the front of the property, the ground floor flats gardens and communal gardens to the rear along with a well used tarmac pathway linking the towns either side and beyond.…
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Anybody had issues with stamp duty refund process?
I bought a second property in June 2021 that then became my main residence I am confident that I am entitled to a stamp duty refund on that purchase, IF I sell my original property within three years, i.e. June 2024 I am currently considering an offer that will leave me little time to complete the purchase but, as it is…
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Standard Conditions of Sale (5th edition – 2018 revision)
Hi I'm wondering if anyone knows where I can download this form for free, preferably in Word document format. I'm selling a single garage and would like to handle the process myself to save some money, as the garage is valued at less than 10K. The buyer's solicitor has requested a contract to be made
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Share of Freehold Issues
I am seeking advice for a problem I am facing with the management of a building that has been converted into four separate flats called the Terrace property. The freehold is owned by three of these flats, while one is a leasehold. There is no clear structure for managing the building, and essential repairs are not being…
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Whats the difference
Please explain 'Sole Selling Rights' and 'Sole Agency' contract.
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Stamp duty
Hi I need some advice on stamp duty. I want to buy a property valued at £740,000. The vendor is willing to part exchange and the value of my house is £180,000. Would I pay stamp duty on the market value of £740,000 or the balance that I will be paying £560,000? Thanks
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Right to manage
Anybody owns a leasehold flat under right to manage? Do you need to be a director, can one asked not to be included as a member? Three flats, there are already two directors, would prefer not to be involved, do not want personal details for everybody to see. These can be raised with solicitor during the conveyancing but…
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Building control
We have spent the last five years renovating a property which was so bad we ended up moving into our summer house that we built. This involved installing a shower room and toilet (on a mascerator) a wall diving the place in half to create a bedroom and kitchen cabinets along the back wall of the other room. We had already…
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Variation of Deed
Guys , I feel 'm maybe being held a s prisoner in my own flat my my freeholder. I purchased the property in 2018 and Skipton my then and now mortgage lender didn't have an issue with lending me 80% LTV or any issue with ground rent. This has now changed in the industry. I have tried over the last 2 years to sell and 2…
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Tenancy deposit return
Hi, I will be moving out of the flat I have been renting for the last 14 years as the landlady is selling the flat. Can anyone advise if I will entitled to ask for return of my deposit? thanks