-
Credit file - Freemans account help
Hi All, I use to use a freemans account many years ago, Account was opened back in 1999 and i stopped using it in 2002, the account balance is £0 The account is still at my old address, not lived there for about 10 years now, As freemans still update my credit file every month (Last updated Sept 12), will it have any…
-
Advice on son - graduate with his own business
Hi CAB, Wondered if I could get some advice on my son's situation. He recently graduated from University and has maintained his job in a clothing store that he carried throughout University. He has recently set up his own marketing agency and on average works 16-20 hours at the clothing store on £6.20 per hour and then…
-
mixed age couple and universal credit
I'm very concerned about the new universal credit system. I'm 65 next May, have no private pension,and it looks like I could lose a lot under the new rules. My wife is younger than me, works part time and we have 2 kids to consider. so I really need to get a sound plan going. I've read on some forums that it may even be…
-
Faulty washing machine - whats my rights?
We bought a washing machine from Very that was delivered on the 24/09/12 On spin it makes a terrible banging noise, now we have had a lot of washing machines in the past and know high speed spins can be nosie, but this is a banging noise, like the drum is knocking against the door frame. I have phoned Very who tell me to…
-
UKPC Parking Charge Debt
Hi, I realize this topic has been talked about extensively on forums but I am keen to get a up to date response about parking tickets from private companies such as UKPC. I received a parking ticket from this company while parked on private land (Matalan) in Northern Ireland. Having listened to the recent media coverage…
-
Important advice for the CAB National Representative
Please note that the link you provide others to their local bureau, infact gives the following page:
-
Who is responsible for replacing broken windscreen?
Hi, just looking for a bit of advice. Basically, I live in a shared block of houses where I rent a room in one of three attached houses which stand back off the road. There are three parking spaces on the drive to the front, and three located within the boundaries of the property at the rear, which are accessible via a…
-
prevented from leaving work
hi, last night we was prevented from leaving work due to a health and safety incident. i work on a class 1 chemical site. when an alarm is set off there is a system which stops all turnstiles from working. all of us (around 100 people) were prevented from leaving. the company i work for provides approx 500 employees to…
-
Bin Collectors Not Shutting Gates
Hi, Wanted to know what our rights are. We live in a block of flats, which have a communal bin area. The gates have a latch and a rod at the bottom of one of the gates. Both need to be opened to take out the large green bins. For the past few months on bin collection day, both gates to the bin area remain wide open and…
-
Problem with Travel agent
We went to TA to book a return flight , but were not given all the options for the reurn journey. As a consequence we ended up with an itinerary that meant we had to make a 4 hour train journey from Canada to USA, with an overnight stay in a hotel, and 2 quite lengthy taxi rides, all at our own expense. When we got home an…
-
lent money to a "friend" whose now evading me
I had to help out a friend with a short term business loan of £1200 in the understanding that he's going to pay me back. I didn't set out a loan agreement per se. Everything was done over text message. text: Him: "bro I need £1200 from you, I'll pay you back next Thursday" Me: "Ok but I need the money back as soon as you…
-
Mobile Phone Problem (sent back broken)
Hi all i was just wondering if anyone could give me some advice, back in june i sent my HTC desire HD back to HTC to get the GPRS and vibration fixed, everything else on the phone was working fine. when i received it back they sent a picture and a letter saying it had water damage so they refused to fix it. but when they…
-
cancelling a phone contract if taken out over internet
I took out a mobile phone contract with buyamobile.net, the phone arrived on Tuesday and I hate it, its big and ugly and not at all what I was expecting, do I have any rights at all to return the phone or not? would i be able to cancel contract? or would i be able to get a different phone and keep the contract. would…
-
Think I've been mis sold an home learning A-Level - can I get my money back?
Hi I need to do a Biology A-Level and am I'm a mature student I cannot do these at a local college. I've paid ICS Home Learning Service £364 to provide me with support and materials to study towards the qualification, they clearly warned me on there website that I would need to also pay and arrange the exams which I…
-
executor redponsible for council tax?
Hi, Wondered if someone has the knowledge and would be kind enough to advise us. My partners Father passed away and both she and her sister were made executors. To cut a long story short after about 2.5 yrs his house was repossed as it just wouldnt sell - it went for less than he actually paid for the property and with all…
-
JSA Advice.....
Hi Guys, I was made redundant just over 6 months ago. And the pay out I received was used to pay off various debts. I've been claiming JSA National Insurance based for the last 6 months, and I've now just applied for JSA income based. The bit where I'm in an awkward position was the debts I had to pay off with my…
-
Student council tax
A student has interrupted his studies for 3 months. According to google, full-time students remain exempt from council tax during interruptions unless these are longer than 12 months (unless they subsequently withdraw from the course, in which case they have to pay from the date they interrupted). He has a letter from the…
-
Incorrect Wages and Fuel Pay
Afternoon, The girlfriend has started a new job working as a carer. She gets paid on a weekly basis and for 3 weeks running they have got her wages wrong. She also gets 0.20 per mile travelled in her own car which is not being paid correctly either. It is a small company who by the sound of things are ripping her off.…
-
Am I wrong?
I have been told officially that my redundancy notice period will be 9 weeks, being 1 week for each complete year of employment, but the company's policies and procedures manual seems to offer more. The wording is as follows:- "At the end of the warning period we will give a minimum period of notice (or payment in lieu) of…
-
Ill Health Pension reduced
I am a 49 year old male on an ILL HEALTH PENSION from a former employer - who is trying to impose a reduction in payment due to a rule change that has been set - since I was medically retired - 2 years ago. In fact they have changed the rules twice since then - and apparently do so every year !! Can they change rules and…