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Question regarding MBNA..........
If MBNA have sold the debt on, can I still go back to them and reclaim the charges made over the last 6 years? Any help appreciated. Mikea
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Barclaycard
Hi This is my first time posting and I hope am in right place,I have started to claim back my charges with Natwest and I thought of doing the same with a credit card I used to have "Barclaycard" however the account is closed and I dont have any details of it. Any ideas how I can get them. Thanks for your help JoJo
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Northern Bank trying to be smart? Advice needed
I sent the first letter of Martins schedule to reclaim bank charges on 18th Nov. Today (19th Dec) I had about 100 duplicate copies of bank statements. The copy statements are from 23rd March 1999 to date closure with them on 12th May 2004. Anyway I had all this information in original bank statements and I had thought that…
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GE Car Finance- Refusal Twice
Hi all, Can anyone offer any advice on where to go next. I am trying to claim back charges levied by GE Car Finance on my account, I pay by card and it the date on which I pay, falls on a Weekend/Bank holiday, they charge £30. So, I have about £120 in charges added to my account. I have written twice to get them refunded…
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New to this site but raring to go !!!!!!!!!!!!!!
Hi Everyone, Recently a colleague has been successful in claiming back his bank charges and this has spurred me on to reclaim what must be thousands in charges for both bank and credit charges that I have had over the years. Today I have sent off the first of many letters that will be winging their way to various…
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charged £30 by natwest
hiya guys i wonder if you could help. i have just logged on to my internet banking to see that i have been charged £30, and a direct debit returned unpaid. The DD was due out on2nd Jan, and there were insufficient funds. However, i went and paid money in on 2nd Jan to cover the payment. I am planning on phoning natwest…
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interest on court papers
hi all, sorry to the moderators i wasn't sure which heading this message belonged in... i have filled out court papers but just had a thought when you put in the total are you meant to add on the interest then or let the courts do it automatically?
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Help Please
Hi to everyone out there. can some one out there who has a working functional brain help me please, done all the normal letters s a r lba etc etc. mcol capital one acknowledge and defended there claim, but also paid up in full stating that Capital one will now defend the claim on the basis that the full claimed amount has…
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whats the next step?
sent a letter stating i wanted all the money i'd been charged put back into my account, on the letter i stated i wanted a reply within 14 days, well, today, day 7 i got this letter: "Thankyou for your recent letter dated 3/1/07 regarding charges applied to your account. We are currently concidering your claim and will…
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Will CCJ (satisfied) stop me opening new account ?
I have been charged £1100 in default penalties. HSBC when challenged returned £350-00. I am not satisfied with this and intend to go back full six years. I am preparing for them to close my accounts by opening new business and personal accounts with Barclays but I am concerned they will reject my application when they…
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3 accounts - 1 bank - how many claims?
Hi I have just finished totalling up unauthorised overdraft charges, unpaid DD and late payment fees on: HSBC current account - £2500 approx HSBC credit card - £400 approx HSBC business account - £250 approx Same branch, and the business account was in my full name (now closed) Can these all be combined into one letter…
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Reclaim bank charges mentioned on R4 Thursday listen online
You can listen to the report on radio 4 on web broadcast on Thursday about bank charges, it mentions companies thta will do this for you for a fee or DIY. Interesting reading one company charges 25% to do this for you. http://www.bbc.co.uk/radio/aod/networks/radio4/aod.shtml?radio4/youandyours_thu
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confused over debit interest on charges
Hello, Just about to start whole process - I have been through my statements from HSBC since beginning of 2004 and have totalled £3,000 worth of charges! I included 'debit interest' charges as listed on my bank summaries of charges and interest from them. I think this a probably a silly question, but am I right to include…
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Won By Default, bank not paying up.
Hi, my husband has claimed £2269 from HSBC, and had to take it to court as they did not want to give him back all the charges he incurred. They did not enter a defence and we were awarded a Judgement by default on the 19th December and that they had to pay the amount "forthwith". On the 21st HSBC sent a letter offering…
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Bad Credit History
Hi im going through the process off claiming bck all my charges,and was told to opem a new account as the Nationwide closes all accounts down.The problem is now that im finding it hard to open a new account as i have a bad credit history well i wouldnt call getti8ng in to debt with 2 catalogues 6 years ago bad.So i have…
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Claiming in England from Scotland
Firstly, what a superb site. Well done to all involved :T My query is concerning claiming back charges from Woolwich/Barclays. I filled in the template forms from the BBC site after watching the episode of the Money Programme. I sent in the standard letter and statements from the last 5 years highlighting the various…
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Help Needed - A&L alternative Desperate!!!
Hi Money Savers! Hoping some of you might be able to help me cause I'm in a total bind now and can't really see my way out without some serious help. I have a premier account with A&L and have been charged regularly for going over my overdraft limit, for paid item charges and for insufficint funds. I would like to claim…
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BBC looking for successful reclaimers
A programme Martin is taking part in are looking for case studies: "BBC Look North are planning to do a feature tomorrow (Tuesday 9th January) about how to claim back your bank charges and would like to speak to anyone who's already been successful. You would need to be available during the day for an hour or so of…
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Capital 1 charges.
Talking to a friend who has claimed through Capital One and he said they offered him the difference of the applied charge and the new £12 fee that now applies. He accepted their offer. However as the new recommended charge for credit cards is £12 will i have to accept this if offered or should i decline and go for the…
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Question RE GECapital
Hi, I am interested in claiming back years of late payment charges from GECapital. However, after paying hundreds more than the original debt over the years, I eventually lodged an administration order on my debt to them, and this was then granted a consolidation order (14p in the pound) and the account was closed and…