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CMS - Retroactive adjustment?
Hello there, I have a dilemna. When my ex raised the CMS case in November, she said it was to help her get a mortgage and then she would drop it. She never had a mortgage as the house sale fell through and it is obvious that she has no intention to ever drop the case. Back in November, I was in Biz trip and to help…
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Sharing Parential leave
Hi all Wife expecting 1st child at xmas.. as normal she will get 9 months off with her package but she has to return to work for 2 month after or have to pay back the money they paid while she was on maternity leave. We no friend or family so will be quite hard but would this work... i take the last 2 month off (so wife go…
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Need advice for gutter protection
I recently bought a house and it has no gutter protections. Since i have a lot of trees and a steep roof and a four story house , the gutters are filling up with crud.Thus we are looking for a gutter protection solution but i don’t know what is best.I am looking for gutter protection that’s is good in all seasons. I got a…
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Buying another house with ex - her rights as the mother of my child?
Hi, this is going to seem a really bizarre question to some other separated dads, but I want to help my ex move from the area we used to live in together, to somewhere else. Our daughter is still only 8 and I'm happy my ex gets to stay in the house until she's 18. I'm not suffering financially as a result of the split and…
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Quality of personal finance education at schools
Hi all - is it just me or are other parents of 11+ year olds finding the quality (or lack of) personal finance education in some schools worrying? To be honest we have started to educate our kids about the rights and wrongs and wondered whether other parents did this and any tips?
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Private/Prep School or State school?
Probably a bit of a marmite subject but if you could afford to, would you send your kids to Private/Prep school or a State School? Our eldest will be off to School in September and we want to do all we can to help our boys reach their full potential. Never thought we would be able to afford it, but by tightening up we…
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Anyone used something like this?
Hey, I've been looking for a service like Magic or Go Butler, which are US based, over here in the UK because I'm SO bad at managing my time and doing the "little" things. This usually results in me spending way too much on things because I'm always at the last minute. Has anyone come across something like this in the UK?…
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Face wash - others
Always struggled with my skin, clean guy with a good diet, but stress brings me out in spots like a teenager. No matter what I try doesn't seem to help, what doesn't help is that a lot of guys are still in the mindset that anything other than soap is girly or weird. I've tried different soaps, scrubs, lotions (the ones you…
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Throwing out my 19 year old step son!
I have come to the end of my tether with the situation and I am looking for advice from others. For the last 3 years my partners son has been a nightmare, stealing from his siblings, arrogant, drugs, drinking and general neglect of property and his lack of respect for other family members in the house. He does not listen…
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When does the interest on my fixed rate bond contribute to my PSA
I took out a Fixed rate bond with the PRU a few years ago, now I want to use some of this investment to help my daughter buy a house. I've been informed that if I withdraw a large amount from this bond the interest I made will contribute to my PSA for that year I make any withdrawals. I have not made any withdrawals since…
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Inheriting money and child maintenance
An ex-girlfriend and I have a child. We’re not married, she is not a UK resident. I pay monthly maintenance instalments. Recently I inherited a substantial amount of money. Although I plan to use this to finance my child’s future university fees etc., I am wondering if legally I am obliged to pay any more in maintenance…
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Pension Sharing advice needed
Hi My ex divorced me in November. There is a pension sharing order, on an annuity pension that I'm in receipt of now (I'm still working). The Divorce states my ex will receive HALF of what I receive each month. What I find very ambiguous is, I receive the whole amount payable each month AFTER Tax, and I pay her half of the…
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Childcare Vouchers and the Living Wage
Hi there, My child was born last April and I started sacrificing £100 of my salary a month through my employer's childcare voucher scheme. My wife went back to work a month ago and she started doing the same, and my child started nursery at the same time. Our nursery fees are £430 a month. I realised I'd need to pay more…
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Free rent instead of Child Support
Hi there .... some advice would be much appreciated. I have completed the Child Support online calculator and it suggests a weekly child support contribution of approx £90. As my soon to be seperated Partner has no assets and a great deal of debt .... my idea is that I buy a second house reasonably close to my own house…
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Too many chuggers on chuggington
Well charity starts at home and we're not miles away from being charity cases ourselves, so when chuggers ask for money to save endangered species I tell them that if a species is struggling its not humane to keep it going just because we like a menagerie The cbabies show chuggington has too many chuggers! Not to mention…
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No retirement at 40
Hi What is the best way to save for retirement when you haven't even started at 40?:money:
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Contact e-mail for fitbit
hi all. Just wondered if anyone could find me an email address of someone other than customer services at Fitbit. Someone a little higher up who can deal with issues customer service can't Thanks if you can x
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pension lump sum
my partner pays child maintenance. when he retires at age 55 in 4 years he will receive his private pension. He has the option of taking a tax free lump sum of around £50k then a certain amount each year. Will he have to pay 15% of his lump sum in child maintenance.?
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3 year olds free childcare
Hi all, Probably a simple question for this site but I have searched the .gov site and cannot get a definitive answer..... My daughter is now entitled to what I believed was 10hrs per week of free childcare. The bill came from nursery saying "Child education grant: £123.75". (This is per month) This leaves a short fall of…
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HMRC Dispute, Tax credits
I am new to this so I may be posting this in the wrong section, Please make me aware if so. Anyway on to my tale of absolute frustration with the old reliable HMRC. During 2012 My partner and I moved in together, she was claiming Tax Credits as I was an apprentice and she wasn't working at the time due to the birth of our…