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Want new account for lump sum.
I am looking for an account in which to place a lump sum (it will be between £50,000 - £100,000). It needs to have instant access (with a debit card if possible). I would like a decent interest rate, but with no penalties for withdrawals. Is there an account like this out there?
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Business bank account
Good morning all, I have just become self employed and I have started as a sole trader, my problem is as follows, I am on a debt management programme and I am finding it really difficult to open a business bank account, does anyone know of a bank that will accept adverse credit and allow me to obtain a business bank…
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Why don't A+L do anything for exsisting customers?
I was wondering what peoples thoughts are on this - been with these a couple of years but are not able to get any of the offers on my Premier account (savings interest/current account interest deals). Meaning , I would have to close my account and reapply.
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Quidco and HSBC Bank Account Plus
Thought I might as well try and get double bubble while upgrading to HSBC's Bank Account Plus, as they've got a £50 upgrade cashback offer and so have Quidco... but I had to sign in to internet banking to upgrade the account, so I'm worried I might only get one instance of cashback :S Does anybody know how long it'll take…
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Nationwide shutting me down!
Hey Guys. I am a self employed window cleaner and I went bankrupt in may 07. Thankfully I was able to open a nationwide flex account so I could bank cheques my customers give me. (only about 150 a month.) I opened it in my name and told them I was a window cleaner and that I would be banking my cheques. I have done so with…
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Paying money in - Beware the trap!!
Just found out today (by accident) that if I pay money into my account via the branch, if there is a cheque included with the paying-in slip, any cash will not be processed into my account until the end of the banking day (at the same time as the cheque). Although the cash funds will be available from the next banking day…
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New A&L Carges!!!!
look at the withdrawl fee for using a non-link ATM Changes effective from 1 June 2008: - ATM usage abroad will incur a 2% (minimum £2) fee. - UK non-LINK ATM usage will incur a 2% (minimum £2) fee. - Withdrawals/Purchases abroad will incur a 2.95% conversion fee. so now they'll charge as well as he machine...£6 charge to…
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Citibank Access Account
Hi All I've been reading the posts in this forum for a few months now and it seemed a good idea to apply to Citibank for there "Access" account as everyone seemed to be getting accepted Not me however! I have today received a letter which says "We regret that after a careful review of your credit history, as provided by…
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Household accounts
Hi We would like to be able to keep track of our household accounts by entering items as they are purchased, such as food etc. We have used the budget planner but would like something on a day to day basis. Does anyone know if there is such a thing that we could download. Thanks Jackie
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WARNING!!!! yorkshire bank email......
sorry if i post this in the wrong section please move it if needed. i have just recieved a message from "yorkshire bank" warning me that my online banking has been de activated due to a "mish-mash" of information?????? then a link to click to "verify" information!! however i never even heard of yorkshire bank let alone…
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transfers into Cahoot by DD ?
Someone mentioned in [post=10632815]post #5[/post] that you can pay into a cahoot account by Direct Debit. I have a cahoot account but have never heard of this feature. Could someone explain how this works?
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Co-op bank websites down?
Anyone else having trouble accessing Co-Op bank websites? I can't get to either the Co-Operative Bank or Smile websites at the moment, they just time out ... Tried pinging smile.co.uk and that times out too
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Nationwide, Hereford - stolen money - how does this happen?
I logged onto my current account on Sunday to find that instead of a credit balance of about £115 I was in the red by nearly £500. Bearing in mind that I didn't spend this money and that I don't have an overdraft facility in any case, I was horrified. I phoned the building society immediately and they cancelled my card,…
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Working out take home pay
Is there a site which will tell me how much take home pay i will get from my new part time job Its 12,577 pro rata and im doing 16 hrs per week But i also work on my own business and earn approx 10k per year - not done my 1st tax return yet so don't know what Tax i'll pay etc Any advice? Many thanks,
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Quidco And A&L Failed To Track
Hi All, I signed up to A&L about a month ago using Quidco and this has still not tracked - I m really upset as I had flagged this up to buy my girlfriend a nice treat for being so understanding lately. Does anyone know what the procedure for failed quidco tracks are an whether they can contact the company and ask what went…
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Innovative banks
I am looking for an innovative bank to open my accout with. A bank that is different. A bank where I have the freedom to do what I want, anywhere, anytime. What are your suggestions and why do you think these banks are innovative?
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Halifax
Hi All I have applied for an account online with Halifax and the website has given me a account number and sort code. It also said that they needed to do more checks etc guessing credit checks etc Would I be able to use this account right away ? TIA
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Thanks MSE re cloned Nationwide Card
Hi Just wanted to say thank god for MSE forum and its members. I had an emergency on Friday and thanks to the information on this forum I was able to put my mind at rest immediately when no one from my bank could help until the morning. Without the forum, I wouldn't have slept through worry and wouldn't have known my…
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40K Salary In London - Does It Get You Far
Hi All, Can anyone help me out here? Imagine you earn 40K a year as salary in London and after student loan and tax your take home pay is £2100. Can anyone help me understand what my budget would be living an average life ? How much should I set aside for accommodation and food and travel and so on? If anyone has first…
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Free £5 when you switch your HSBC account to "Green"
https://www.hsbc.co.uk/1/2/personal/green Go for it people! You can switch back to normal account and continue to receive paper statement/paying-in book/chequebook after you receive your incentive.