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For SDLT is the developers contribution to SDLT & chattel cost deducted before calculating this?
I'm hoping someone may be able to help me get my head around this. I'm about to complete a purchase on a new build home with the purchase price being £399'999. The developers had an offer where they gave me 20K to spend as I wished in having upgrades or just having the money. After upgrading various bits and having the…
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Tenant referred to debt collector
Hello, I have gotten in a bit of a situation with a rental property. We have been renting for 3 years and have had rats in the house for larger portions of this. They come. The landlord puts down poison. They are gone for a while and then they come back. The landlord has failed to tackle the real issue which is access.…
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Property being sold cash sale. Renting over 10 years
I have been renting for over 10 years with the knowledge of the landlord that I wanted to purchase the property if it was ever to be sold. My landlord informed me that someone had offered them a cash sale (unsure of the amount they offered) I do not have a tenancy agreement but have paid rent (cash in hand) for as I said…
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Is seller being fishy / stringing me along?
First time buyer with no chain, saved for ages, searched for ages, found a decent flat, finally had offer accepted on it… mortgage offer, survey, searches, queries … all fine and done speedily, got right up to the point where we were nearly at exchange and then seller demands an additional 7k… when I ask why via agent he…
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Should I buy a flat with freehold to the whole building?
Hi everyone, I'm looking at a property which seems complicated to be in terms of the freehold and wondered if I could have some advice please. It's a 4 storey building, split into 2 properties. The current owner of the flat/duplex I am seeing owns the freehold to the whole building. I don't want to be solely responsible…
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New Build bedroom flooring still not fixed after 2+ months - grounds for reimbursement?
Moved into a new build on 31 Jan 2024, and there was a rush job the day before we move in, from the developer to redo the flooring in Bedroom 2 and 3 ( luxury vinyl tile - Karndean ) as they forgot to place the floorboard panelling underneath (even though the house had been sat finished since June 23). There were so many…
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Landlord responsible for bins?
I live close to some flats, two separate flats with multiple occupants.I have reported the bins of one flat, but we are now having issues with the bins of another flat.These are private flats, and two HMOs. Is it the landlord or the tenant's responsibility?
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CGT when moving into a previously rented property
We are about to move from our main residence (of 7 years) to a property we currently let as a holiday property. We plan to rent out our main residence (residential let) for at least a couple of years before possibly selling. Are we liable for CGT on the holiday property we plan to move into as we are 'disposing' of it for…
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Energy Performance Certificate
Would it bother you as a buyer if a property hasn't a EPC yet ? Mine as a seller is included in the Estate Agents fees, But they haven't got one yet. The property has been on the market since 1st Jan 2024. I understand they could loose money if they got this and I moved to another Estate Agent. Should I be worried about…
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Selling without an estate agent
New username to preserve privacy, but long time lurker! My mum died recently and Dad has had to go into a home.We need to sell his house as he is self funding, but has enough in savings for a couple of years, so no huge rush!We've already been approached by two parties who live in the village who are interested in buying…
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Freeholder or leaseholder responsibility?
I have noticed lots of cracks appearing in my flat in the
wall and ceilings, I have been monitoring these for about a year or so and they
seem to be increasing in number. I have the leasehold of the flat, there are
two flats in the house. I live in the upstairs flat and there are cracks in
both flats. Is the freeholder…
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The case of the missing deposit
Trying to find my deposit and having no luck, any advice would be helpful. Last known whereabouts of the deposit were March 2018 when the landlord unprotected it from MyDeposits - only found this month when trying to locate it. Background: My husband and I rented a flat from August 2013 - Feb 2024. It was an AST, renewing…
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TA10 and internal door fittings
According to form TA10 internal door fittings are not included in the property sale. Does that means seller is allowed to remove whole door?
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Need a bit of advice with timings
I’m just after a little help with timings really, I haven’t posted on here since purchasing our first property back in 2020, which was a little different as we were first time buyers buying an empty property. Purchase went through in 8 weeks from viewing to keys and we exchanged and completed on the same day!This time…
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Remortgage stalled due to insufficient time left on a 99 year lease - how to extend the lease?
NB: am posting in HBR&S on the advice of 1 of the people in a different sub-forum where I have already posted re this issue (https://forums.moneysavingexpert.com/discussion/6515988/remortgage-stalled-due-to-insufficient-time-left-on-a-99-year-lease-how-to-extend-the-lease/p1?new=1) so didn't want anyone wasting their time…
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Unpaid shared gas account.
Hello, As a condition of renting my flat I had to agree to the gas bill being shared between two flats. So my and my neighbour's names are on the account. He has since moved out without paying his share of the bill. I have sent emails to him about the account which he has not replied to. He seems to have disappeared. I…
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20 week initial period
I've just realised my contract with willaim h brown is for 20 weeks, this seems very long! Is this normal for, say, out of london? I am also on a fixed fee (which equates to 1% of the current asking price) which i didnt think was a big deal as i thought the price they were proposing to sell at (or thereabouts) was fair.…
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What is This? (Feature in auction property)
What actually is this thing? This is a genuine question - I don't know what this is. https://www.bondwolfe.com/auctions/properties/238078-property-auction-willenhall/
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Estate Agent Fee's (in particular, William H Brown)
Hi, I am about to go on the market and am currently meeting with all 4 of my local estate agents. Currently, I have met with William H Brown, however, the bloke was really good- and he has done his research, supporting everything he said. I am keen to go with them without even meeting the other 3 as speaking to these they…
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Selling freehold
I was told that the freeholder company of our building block composed of a number of flats, wants to sell their freehold. As leaseholders we have been offered 'first refusal' to purchase the freehold before it is sold on the open market. Is this convenient to do at this time? I am aware of the ongoing leasehold reform so…