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What more cover do I need on my life/health?
Hi everyone, I've been lurking on the site and reading up for a while. However I wouldn't mind if someone could advise me if I could do with any extras to my life cover. I will be taking out a £50000 Level Term Assurance to pay off the morgage and to leave some extra for my partner from the Cavendish site. I work for my…
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Isa linked insurance.
Hello. Having just checked with a number of online insurance brokers to find that I can get vastly cheaper mortgage (life) insurance than I currently have, I decided to change it. I have an interest only mortgage with ISA's as the investment. These are managed, by Synergy. They also pay the insurance premiums to the…
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Mortgage life assurance?
I'm single and getting a mortgage on my own, is it worth me getting mortgage life assurance? What other insurance protection should I aviod and get? Is mortage life cover with critical illness better?
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accident
Hiya, I have a motor accident claim going through at the moment including personal injury claim. My lawyer/solicitor has asked for my national insurance number,SHOULD I GIVE IT AND WHY DO THEY NEED IT? Smudger. This is the best and quickest place for answers i have found, keep up the good work.
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Driving with No Insurance
I am fully insured on my own car, so when a friend thought he may be over the limit i offered to drive his car for him. After being stopped by the Police (random check!) it turns out that because i am not over 25 my insurance policy, although fully comp, does not insure me to drive other vehicles. The Police Officer was…
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DIRECT LINE.... aghhhh!!!!
after having my car stolen 6 weeks ago. direct line had the car values at £189- 100 excess, written off cat B. leaving me , well not a lot. the cars retails at £400-600 according to many sources i have collected to prove this to them. (I had a massive problem just getting them to help me at all and get me my…
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life assurance
hi all im writing on behalf of me mother as to her life assurance policy, she had been paying in for over 20 years and because the policy was quite dear she has now stopped the policy, she is wondering now if she could claim any of the money back that has been paid. many thanks if any one can help with this topic gaz
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Is it worth paying more to protect NCD on car insurance?
Hi I am looking to renew my car insurance. Last year I went with Prudential through Quidco and got a fantastic deal. I included all the trimmings....Protected No claims discount , legal cover and £0 voluntary excess. This year something has to give as the insurance seems to have gone up a lot. I am now looking to go with…
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car/van rental insurance
Hello all Just wondered if someone can answer a question for me otr point me in the right direction. I tried to hire a vehicle at the weekend but a ban on my license that started from feb 2002 seemed to provide a sticking point. A friend of mine workin in insurance has told me that...and I quote him legally insurers are…
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Confused:What's the No Claims Discount I should enter on comparison websites?
What is my No Claims Discount that I should enter on comparison websites? The reason I ask is that last year this had built up to 9 years. :smiley: Then I got cover with Swiftcover. They only go up to a maximum of 5 years and this is what it says on the renewal notice they emailed me.:sad: When I enter my true No Claims…
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Can someone please explain Car Insurance
During the weekend I dutifully amended my car insurance policy and thought that I would put my husband on my policy too. However, we thought about it and realised that with two convictions on his - it might not be such a good idea. When I informed the woman at said Car Insurance company - she said that he would not be…
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Home insurance - am I covered?
I have spoken to various companies about home insurance as I have a funny situation (although I am sure there are plenty of people out there in the same boat). I have recently purchased a new house. Our garage is at the back of the house and access to it and for the other 20-odd houses in the row is up an access road at…
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A little bit of advice needed, please
I am looking at getting Level term Life insurance but am unsure I am fully understanding it all I am looking at £150,000 Cover over 20 Years for my wife and I. If I go through Cavendish to Norwich Union for a quick quote it will cost £10.57 Plus their fee of £25.00 OR I go through Cavendish for a quote and come out with…
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Buildings Insurance for freehold flats?
Hi there. I'm hoping that someone is in the know about this subject and can point me in the right direction. My flat is a little unusual in so much that its an old house converted into 3 flats and I own the freehold of the whole building. The other 2 flats are owned by leaseholders. I organise the buildings insurance for…
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Life Insurance Commission Reclaim
Hi. I bought a property in June 2005 with a mortgage of just under £170k we bought level term insurance through a financial advisor (the same guy that sorted out our mortage). In Sept 2007, we borrowed some additional money on the house and I wanted to increase my life insurance. I didn't have the updated contact details…
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How to get quotes for our 2 cars?
I've been quoted £1,005 for renewing the insurance on our 2 cars with Liverpool Victoria. They are both R Registration (Audi A6 Quattro and Volvo V70) so that seems quite a lot to me(?) I thought I'd try the tips in Martin's thread on car insurance but can anyone tell me if there is a way of getting a quote for both cars…
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prang
Hi all, I am looking for a bit of advice. I car reversed into me a few weeks ago, i was on my own, no witnesses, the other driver now claims i ran into his rear, he had a passenger. Should i chase the claim or what? I have legal protection etc. His passenger will have to back his story up too. I have a lawyer from…
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Claiming for a damaged camcorder advice please....
Apologies if posted twice... Just claimed for my Sony TRV19 (cost £400, 3 years ago) and have been offered a Sony DCR HC27 (costs £165 from Amazon), should I except this or am I being unreasonable to expect a camcorder worth around £400, they have said if there is another one I wanted I could pay the difference.. Advice…
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charges for paying by direct debit?
Hi all. I don' know if i'm posting this in the right section of the forum, but i have a question that hopefully someone will be able to answer. Can insurance companies charge fees for paying by direct debit? I have just renewed my building and contents insurance with Barclays. They are charging me £1 each month for paying…
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Annoying sales calls from moneysupermarket.com
Does anyone else feel irritated by the sales calls you get from moneysupermarket.com after browsing their site for an insurance quote? Half a day after using their comparison service for my house insurance I had about 10 calls on my mobile from sales people teling me about "even better prices" from "unavailable companies"…