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Hargreaves & Lansdowne Junk mail nuiscance
Just to make it clear, I generally like H&L and it is good that if you phone the help desk you go straight through to an intelligent clued up human being and you dont have those awful "Press1 for" etc. However my gripe with H&L is that they love sending you so much junk. Just after i started an account with them a year…
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Icesave fixed bond near maturity
Can anyone advise what is supposed to happen when a fixed savings with the now defunct Icesave matures? Does the FSCS send out a cheque automatically - or do they email and ask where you want the money to go?
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books
right, well.. been arsing about long enough.. can i please have some suggestions on decent books to read on investing / financial planning - and yes, i know it cant pick investments for me, but i'd like to know more before (if) i start anything. thanks in advance for your suggestions!
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Member Bond not issued- lost interest help!?
Hi I THINK I am in the correct place to ask this question, but if I am not, please forgive me. background to my question is this; I invested a small -ish amount of money (5K) in a member bond with a fixed rate interest rate for 2 years in 1999 upon maturity, the BS contacted me with details of a further investment bond for…
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Guide to investment terminology. BRILLIANT
I was looking up a definition for wealth management and found this brilliant guide http://languageofinvesting.com/home :rotfl::rotfl::rotfl:
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where would you put £73,ooo today?
post removed
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Shares and capital gains tax
Very quick question. I have just taken a new role and I have purchased a small amount of "ordinary" shares in the company for 1p per share. Am I right in thinking that, should I still be employed at the time of sale, the only tax I will incur on the sale of these shares would be CGT at 18%? I realised questions like this…
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Coming soon - 8% net ?
I thought that may have grabbed your attention. Had to pop into town this morning to do a bit of housekeeping, passbook updates, closures etc. and in one institution I was sounded out concerning a soon to be issued new a/c. First the bad news, it is index linked and the index in question is the Footsie. I am aware of the…
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Safe Havens
Hi, I have an ISA with the Halifax that is in a variety of stockmarket funds such as UK Growth. Having benefited from the recent rally I am now concerned about the possibility of a downturn. I want access to the funds in about 5 years and am very cautious. My question is do I cancel it and convert to cash? Move the money…
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Do you think you've been missold an investment?
Do you think you've been missold an investment? Lately, we've heard a spate of stories from savers claiming they've been missold investments, particularly by banks. We're working on a guide to help victims get their money back but we want to hear from those affected. If you're happy for us to feature your story on MSE,…
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Chelsea, Principality at al
How long till they go, by the way should they go, so will some of my savings/funds, so i am not sitting thinking yesary? But it does not look good. I was always worried about these mutuals promoting rates above the norm in the past few years, now we know. The Nationwide, got no savings in there, but how safe are they?
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Tesco Internet Saver - 500 exta reward points and 2.5% Interest
The Tesco 'internet saver' account is a fairly competative instant access saving account, offering 2.5% interest (Inc 1% 12 months) bonus. The great news is if you open an account before 1st July 2009 you will get 500 Tesco reward points!!!! The account only has a small minimum investment of £1 to open and there are are no…
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LLoyds TSB Vantage loophole
Open as many as you like. There does not seem to be any information on this site about the LLoyds tsb vantage account. This account pays 4% interest if you keep between £5000 and £7000 in the account and transfer £1000 in each month. Sounds like a good idea as where else can you get tht sort of interest. After much…
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Interest rate direction
quote from the Observer today"IT is unclear why banks and building societies are suddenly launching better fixed-rate accounts, but it could be that they want extra funding in advance of a return to lending mortgages again. Hagger expects rates to continue to improve. "I think these accounts will become more competitive as…
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Legal & General Distribution (Growth) Fund
Hi:confused: Any advice would be welcome. My Mother-in-Law - 3 years ago invested most of her life savings in a 5 year Legal & General Distribution (Growth) Fund (against my advice as she def didnt know what she was investing in and the capital wasn't guaranteed!). Obviously for first 2 years the returns/interest was good…
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Is Cash still King?
Although the various investment companies such as Fidelity have been busily persuading us that now is a great time to invest, I notice that some of the best investment managers themselves take a very different view. Philip Gibbs is an example. He runs the hugely successful Jupiter Financial Opportunities fund which has…
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New Egg Account offer
http://new.egg.com/visitor/0,,3_11095--View_162,00.html It seems to be an ING-like offer: limited offer - fixed rate for 12 months 6.05% - can be operated just like their standard savings account (I think!) - open with £1, put more in as available - cant' use 'existing funds' (from another Egg account) I can't see an…
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Halifax Share Dealing
How long after you have sold your shares can you transfer the money to a bank account using Halifax Share Dealing. Thanks in advance
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NatWest e-savings after bonus period
I have had an e-saver for many yeras and last year opened a new one to get the 12 month bonus. The bonus period has now expired - can anyone tell me which e-saver would get the highest rate now or will they be the same?
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inheritance will put me over 50k safe limit, where to invest next??
Hi money savers, it's been a while but i'm back for more advice. last time i was looking to put my money in a high interest account with easy access and was advised sainsburys, at 6% the return on my first year was more than a months wages:T thanks :beer: sadly that dropped to 1.75% so i switched account type and it's back…