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My journey to a debt free life

in Debt free diaries
7.1K replies 388.1K views


  • Seasidegal58Seasidegal58 Forumite
    5.4K Posts
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Another here hoping all is ok. x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_AddictSun_Addict Forumite
    17.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Me too, miss your updates xx
    Christmas Savings 2023 £/£600 December NSD:
  • milannmilann Forumite
    8.7K Posts
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    Hope all is well with you. You’re missed 👍
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
    14K Posts
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    I hope things are okay with you OBL.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
  • OnebrokeladyOnebrokelady Forumite
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    Just popping in to say thanks for the posts. I haven't been to well for a few weeks with a bad episode of depression and ongoing problems with my joints. I am really struggling to see how I'm going to manage with all the price increases that are coming our way. I'm feeling so defeated by the fact that due to the way things are now my debt will never be paid off and is actually likely to increase if I want to pay for my gas and electricity. 

    I am now very angry  about it all and I'm not sure people will want to read about how I feel at the moment so I haven't bothered posting 

    What a s**t show this has turned out to be 😢
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £5,118.00 Owed = £12,315.77
    Emergency Fund = £640 Xmas savings = £0
    House Fund = £0
  • badmemorybadmemory Forumite
    5.8K Posts
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    You can't unload to REAL people so why not unload to us.  My father always used to say to unload to him because his shoulders are broad but ours are too.  I too dread to think what my energy bills are going to be like & I am sure we are not the only ones.  Pain also seems to stop your brain from working properly.
  • CherryfudgeCherryfudge Forumite
    6.9K Posts
    Ninth Anniversary 1,000 Posts Name Dropper
    Sending hugs x
    Fashion on the Ration challenge: 20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
    Toiletries used up 27/188.
  • Willowtree222Willowtree222 Forumite
    7.3K Posts
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I agree about unloading if you want too. Lots of people are in the same position.

    I’m sorry you’ve not been too good. It really just feels like you get on an even keel and then something like this happens
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_AddictSun_Addict Forumite
    17.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear that you’re having a tough time. The past couple of years have gone from bad to worse and we’ve all had enough. Feel free to vent, there is always someone who can come up with a suggestion and if not we’re here to support each other xx
    Christmas Savings 2023 £/£600 December NSD:
  • ParkypParkyp Forumite
    882 Posts
    500 Posts Second Anniversary Name Dropper
    Don’t worry about having a rant, most of us feel like it these days.  

    I just feel that most of these price increases could be stopped if the government put a cap on the energy increases.  Them giving us extra money for our bills is great for us but they’re just lining the pockets of these energy companies. I would understand if the companies profits were down but they are not they’re soaring. So why is every other company suffering due to this but they are not. 

    Have you been off your work ? 

    I know clearing your debt is important but right now we have to prioritise our needs and being able to survive is more important.

    Take care of yourself x
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