@Nichelette - I think I know how DH feels - a decent house in a nice area can lull you into a false sense of security. Positivity is all well and good, but even those of us with ok jobs need to plan sensibly atm. I was on a very similar path until I returned to diary keeping and all the lovely forumites told me to extract my head from my rear end We're expecting a second child soon, luckily I still have access to childcare vouchers, so am not *too* worried about nursery costs. Still, even 2-3 days a week is about £500 for us (Glasgow suburb)
I think you are doing well and are right to carefully manage the budget. Glad you have set up a water direct debit. I hate surprise bills
Until Sunday 10 July
Here’s what we know
Vacuum fluff? Knotted newspaper?