Hope is not an Effective Financial Strategy

edited 3 March 2020 at 8:18PM in Mortgage-Free Wannabe
4.3K replies 352.2K views
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  • Suffolk_lassSuffolk_lass Forumite
    7.3K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    That's lovely. We did too. I only got the email just before 4pm and curious what time you heard as another on here knew first thing yesterday. How unexpected. I rushed to the computer to log in, thinking maybe it was a bigger win but it was £25

    Save £12k in 2022 - #14 aiming for £9,500 £7,682.98 (80.87%) at end of March (front loaded)
    OS Grocery Challenge 2022 target £1,125.68/£3,000 37.52% annual (not incl £500 contingency) - overspent by £125.68 after 4 months and leaving no extra for Christmas at this rate
    My Debt Free Diary Get a grip Woman
  • shangaijimmyshangaijimmy Forumite
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    Part of the Furniture 1,000 Posts Name Dropper
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    Just checked and the email was at 2.42am on Tuesday.

    Cheery - thats a lovely thought being on that high value list!!
    MFW: Was: £136,000.......Now: £65,000.00......
    Mortgage Neutral Deficit: £46,405.01... Mortgage Neutral Savings: £18,594.99
    MFiT-T5 #8 - £20,682 of £23,100 (89.53%)
    1% Mortgage Challenge 2021 - £707.85 of £705
    Declutter 2022 (minimum of 1 item per day) - 12//365
  • shangaijimmyshangaijimmy Forumite
    3.8K Posts
    Part of the Furniture 1,000 Posts Name Dropper
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    I'm afraid you'll find that no-one will accept them...In my experience any attempts to cash them in is met with one can only be visualised as the 'rage virus'.
    MFW: Was: £136,000.......Now: £65,000.00......
    Mortgage Neutral Deficit: £46,405.01... Mortgage Neutral Savings: £18,594.99
    MFiT-T5 #8 - £20,682 of £23,100 (89.53%)
    1% Mortgage Challenge 2021 - £707.85 of £705
    Declutter 2022 (minimum of 1 item per day) - 12//365
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