I wanted a NSD but DS has a cold so had to stop at the shop after taking him to school to get some more calpol and some biscuits accidently fell into my hands aswell haha
- 2 hours of studying - in progress - phone UC - been on hold for 30 mins so far! - quick tidy of house - submit DS's drawing as a competition entry - Done (email for free entry)
Have a good day everyone Its cold and windy here!
Debt free once - Back again
Debt at DMP start: £4230.66 - August 2020
Current debt: £3490.66 - March 2022
Currently repaying £70 a month - Estimated DFD May 2026
Make £2022 in 2022 #33 - £43.50/£2022
Surveys 2021/2022 - £10/£100
1. Checked online banking 2. Been to get petrol but stuck to usual £10 3. Thawing freezer under stairs ready for a big freezer shop tomorrow 4. Read free book 5. Surveys 6. Duolingo Welsh 7. Meals from stores 8. Write shopping list and finalise meal plan for next week
Tesco £1121.60, Vanquis £2106.19, Very £627.77, Next £1603.09 As of 14/05/22
Home grown berries for breakfast - autumn raspberries are nearly over now, sadly. But I do have quite a lot in the freezer.
Cleared up conservatory after OH fixed and painted some plasterboarding that had been left by the conservatory company
Tied up massive chilli plants and put 2 of them back in the conservatory - the other one is now living at the end of my (big) dining table for now.
Made some soup, too late for lunch today, but will do for tomorrow.
Shopping at Lidl after work. Not a big list, as I am trying to get through the freezer contents.
Dinner will be lots of bits from the fridge to make the equivalent of a big fried breakfast (though most will be grilled!). And there is a bit of apple crumble left for pudding
Pack gym stuff for the morning Work lunch needs making Find birth certificate and payslip for my job interview tomorrow 🤞
I’m a Forum Ambassador and I support the Forum Team on the Debt-free Wannabe and Spending & Discounts boards. If you need any help on these boards, do let me know. Please
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MoneySavingExpert. Sealed Pot Challenge ~ 15 #070 Target £1000 Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700 Tilly Tidy 2022 £8.38/£500 Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey. Current debt £1880
1. Checked online banking 2. Big freezer shop 3. Phoned next to come out of payment plan now DWP have sorted themselves out 4. Cleaned bathroom 5. Meals from stores 6. Duolingo Welsh 7. Ordered Christmas present while I have money 8. Received fabric conditioner to test
Tesco £1121.60, Vanquis £2106.19, Very £627.77, Next £1603.09 As of 14/05/22
I got the job! I start next Sunday as I need to have induction day.
I’m a Forum Ambassador and I support the Forum Team on the Debt-free Wannabe and Spending & Discounts boards. If you need any help on these boards, do let me know. Please
note that Ambassadors are not moderators. Any posts you spot in breach of the Forum
Rules should be reported via the report button, or by emailing
[email protected] All views are my own and not the official line of
MoneySavingExpert. Sealed Pot Challenge ~ 15 #070 Target £1000 Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700 Tilly Tidy 2022 £8.38/£500 Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
118 Money £1880
Total debt £6193.30 at the very start of DFW Journey. Current debt £1880
Replies
To do today:
I wanted a NSD but DS has a cold so had to stop at the shop after taking him to school to get some more calpol and some biscuits accidently fell into my hands aswell haha
- 2 hours of studying - in progress
- phone UC - been on hold for 30 mins so far!
- quick tidy of house
- submit DS's drawing as a competition entry - Done (email for free entry)
Have a good day everyone
Debt at DMP start: £4230.66 - August 2020
Current debt: £3490.66 - March 2022
Currently repaying £70 a month - Estimated DFD May 2026
Make £2022 in 2022 #33 - £43.50/£2022
Surveys 2021/2022 - £10/£100
1. Checked online banking
2. Been to get petrol but stuck to usual £10
3. Thawing freezer under stairs ready for a big freezer shop tomorrow
4. Read free book
5. Surveys
6. Duolingo Welsh
7. Meals from stores
8. Write shopping list and finalise meal plan for next week
Pay day woohoo paid those 2 debts off and updated signature!
Just about to close down those credit lines too.
Off to the gym later tonight
Love to all
Rigarella
Simply Be £1463 £1432 £1195.13 £801.02 £645.24 Paid in FULL 30/09/2021
Overdraft £500 £462.78 £342.58
Likely Loans £2465.73 £2191.76 £1917.79
Total debt £5824.89 at the very start of DFW Journey.
Current debt £5,028.73 £4997.73 £4384.31 £3990.20 £3823.06 £2260.37
Debt added since start of journey £9000 (borrowed from partner for car)
Current balance of £8550 £8150
My debt free diary:
https://forums.moneysavingexpert.com/discussion/6291011/debit-free-diary-starting-august-2021-target-may-2022#latest
To do list
Pack gym stuff for the morning
Work lunch needs making
Find birth certificate and payslip for my job interview tomorrow 🤞
Sealed Pot Challenge ~ 15 #070 Target £1000
Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700
Tilly Tidy 2022 £8.38/£500
Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
Current debt £1880
https://forums.moneysavingexpert.com/discussion/6231115/time-to-start-a-fresh#latest
New shiny part two - https://forums.moneysavingexpert.com/discussion/6324288/time-to-start-a-fresh-part-2-2022/p1?new=1
Today I have/will:
1. Checked online banking
2. Big freezer shop
3. Phoned next to come out of payment plan now DWP have sorted themselves out
4. Cleaned bathroom
5. Meals from stores
6. Duolingo Welsh
7. Ordered Christmas present while I have money
8. Received fabric conditioner to test
I got the job! I start next Sunday as I need to have induction day.
Sealed Pot Challenge ~ 15 #070 Target £1000
Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700
Tilly Tidy 2022 £8.38/£500
Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365
Current debt £1880
https://forums.moneysavingexpert.com/discussion/6231115/time-to-start-a-fresh#latest
New shiny part two - https://forums.moneysavingexpert.com/discussion/6324288/time-to-start-a-fresh-part-2-2022/p1?new=1