Hope is not an Effective Financial Strategy

edited 3 March 2020 at 8:18PM in Mortgage-Free Wannabe
4.3K replies 353.7K views


  • Baileys_BabeBaileys_Babe Forumite
    4.8K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    The flexibility sounds good @shangaijimmy just remember works calls happen as part of work time the fact you are also walking your dog at the same time is just good time management.
    Fashion on a ration 2022 54.5/66 coupons remaining
    Plus 66 coupons rolled over 2021 using for secondhand purchases 18/66 remaining

    One income, home educating family 
  • shangaijimmyshangaijimmy Forumite
    3.8K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    It seems there's many of us with the utilities dilemmas going on. Anyway mines all done, alongside the double payment so thats enough chatter for now.

    My day as all planned today. School run done, little dog walk done and I then had about an hour of admin to do to tidy off what I didn't do yesterday as I really couldn't be bothered!! I was then going to do a bigger dog walk before feet up in a quiet house with a film... Well no...11:30am and I can the dreaded school phone call as DD was poorly! 

    Ah well...

    Onto financial news, my car has an oil leak! So I have that garage misfortune to deal with. Fingers crossed its a minor job. Anything major and it'll be for the great scrap pile in the sky.
    MFW: Was: £136,000.......Now: £65,000.00......
    Mortgage Neutral Deficit: £46,405.01... Mortgage Neutral Savings: £18,594.99
    MFiT-T5 #8 - £20,682 of £23,100 (89.53%)
    1% Mortgage Challenge 2021 - £707.85 of £705
    Declutter 2022 (minimum of 1 item per day) - 12//365
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