Did you take a top up bbls?Was the original monthly amount correct?
I had a explanation from Barclays. It is over 60 months as one year was interest free. So the £250 per month pays back the original loan. Plus the 2.5% interest which comes to the £280 figure.
New plans have just been announced by the Government
DON'T assume your landlord covers you
Incl £2ish sun cream & £1.50 disposable BBQs