This thread is very light on facts and high on rhetoric. It seems obvious that the phone number IS from HSBC, but as
I know someone who had one of these and they and I are both convinced its a scam based on the fact the cheque carries the address of a random HSBC branch rather than their head office and the fact it says "pay <name> only" on it. Plus I don't think many cheques have QR codes on them. Plus the number on it is coming up reported as a scam too.
I received two cheques from HSBC - one for each account I
hold. The amounts were £110 and £290.
They have not been banked yet because, although they seem real, I am suspicious
of the motive. Any overcharging in previous years has been dealt with by the
bank making a credit into the account, not sending a cheque.
Is banking the cheque implied acceptance of a contract? Which at the moment is
hidden? Are they pre-empting legislation for past misdeeds? Similar to PPI? But
banking the cheque means you've settled the matter?
I've had these accounts for twenty five years and don't remember either of them
being in "Collections and/or Recoveries" - the term used in the
One of the FAQs included with the cheque is:
So, I'm highly suspicious, but for different reasons. Any thoughts?
sccooter said:I got one of the letters too. Obviously a scam! 1. The supposed "relevant account number" given on the letter is not for a bank account I hold or have ever held. 2. The number top right of the letter 0345 *** **** is a well recognised scammers' number that is easily researched on Google, associated with all kinds of scumbags. 3. The bank know nothing about wanting to give me £100, nor the supposed HSBC letter I received in my name and address, and with the cheque made out to my name.
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