Post Office Credit Card

Hammer_Time · 30 June 2020 at 6:24AM

I have just received an email stating on the 12 September Jaja finance ltd is taking over from PO Credit Card. I only use this card for holidays, they say the 0% fees stay the same, I have never heard of them, has anyone had any dealings with them good or bad?

wiseonesomeofthetime · 30 June 2020 at 7:25AM

You can find out more about https://jaja.co.uk/ here.

Mobile app based credit provider, still in start up, however, getting bigger.

I've been on their waiting list two years and so far nothing. Can't comment on their efficiency yet then.

https://jaja.co.uk/all-stories/an-update-on-progress/

hebbers · 30 June 2020 at 8:04AM

I also had email & no Idea who jaja are. Hope they honour PO charges as I use the card when abroad.

Would anyone know, if I had to make a section 75 claim after the changeover date, would a claim still be valid and be with bank of ireland and the retailer, even though bank of ireland would no longer be the provider

dr_adidas01 · 30 June 2020 at 8:18AM

hebbers said:

I also had email & no Idea who jaja are. Hope they honour PO charges as I use the card when abroad.
Would anyone know, if I had to make a section 75 claim after the changeover date, would a claim still be valid and be with bank of ireland and the retailer, even though bank of ireland would no longer be the provider

No you would have to do it with the new provider JaJa obviously as Bank of Ireland are no longer the provider of your card.

sale_of_the_century · 30 June 2020 at 11:27AM

Me too !!
I thought it some kind of scam at first !
Because I had never heard of them either.
Thanks for the heads up.

gt94sss2 · 30 June 2020 at 12:55PM

I'm an existing Jaja customer and there are no f/x charges on my card.
If you make a section 75 claim after the changeover, it will be valid and will be via Jaja

vacheron · 30 June 2020 at 1:08PM

I got the letter on Saturday, must admit at the time "Jaja Finance" sounded as fly by night as they come, but a quick google did the trick.

I might have been more interested to receive this information had I not closed my post office card over 6 months ago!

Steve_L · 30 June 2020 at 2:49PM

For some reason, not a name that inspires confidence ...

Image: https://static.independent.co.uk/s3fs-public/thumbnails/image/2015/05/05/10/jarjar.jpg?w968h681

gt94sss2 · 30 June 2020 at 4:15PM

I believe Jaja means Yes in Norwegian efficient which is where some of the founders come from

davew62 · 1 July 2020 at 9:43AM

When Jaja takes over the Purchase Protection Insurance will be cancelled, what impact (if any) will this have?
Does it mean Jaja will not honour section 75 claims?

zx81 · 1 July 2020 at 9:46AM

davew62 said:

When Jaja takes over the Purchase Protection Insurance will be cancelled, what impact (if any) will this have?
Does it mean Jaja will not honour section 75 claims?

It means they will no longer offer insurance to protect your purchases.

Nothing to do with section 75.

Post Office Credit Card

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Post Office Credit Card

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