What ES says is undoubtedly the best financial solution. But for me while (clearly from my record) I don't mind owing money to banks I've never had any from family, and the few times I've lent money to family (true emergencies and my credit rating being better than theirs - but that's a different story) I've always felt a bit miffed that they weren't taking repayments seriously (although I did get them). So maybe all I am asking is just to check that everything is still OK with the lender - who knows what they may be putting on hold - even though I am sure they are delighted to be helping
................ 16 months until you are debt free then?
@PurpleFairy26 .. I've paid £30 off a CC just for you.M&S loan £8234 2.96% repaying £1140 / mnth TSB Credit Card £3104 0% til 09/21.............280 /mnth Natwest Credit Card £10644 0% til 03/22Family loan £30kTotal: £51,982
Here are your refund rights
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