MARTIN LEWIS LIVE Q&A TODAY WITH RISHI SUNAK
The Chancellor Rishi Sunak will be joining Martin for a live Q&A this afternoon to discuss the cost of living support package being announced today - you'll be able to watch it live HERE on the MoneySavingExpert website, stay tuned for more details
For a minute there, I lost myself...
A little bit about me…I’m 30 this year, (happily) single, work full time and live in Scotland. I hope that this diary will keep me motivated to not only work on savings but also to stop me slipping into old habits. The majority of my 20's were less than amazing – a few personal problems that I won’t get into (yet!) and generally using money to make myself feel better. It feels like with the start of a new decade and the majority of my debt tackled (currently £649.31 outstanding to be paid off!) I’m in a place where I really can achieve my goals. I’m going to write down some goals that I will refer back to as I go…
1) Save up deposit for house / flat. I’d like to buy within the next year and hope to save around £17,000 by then.
2) Stop overspending on food! This is one of the biggest money pits for me. Of all the bad money habits I have had, overspending on food is still front and centre. As part of this goal, I aim to meal plan, enjoy healthy food, eat and spend less money on junk food and don’t fall back into old habits of somewhat disordered eating as a means of control (TMI?!) oh and also to stop spending money on tea and coffee from coffee shops
3) Update and keep on top of my budget every day. I’ve been using a budget spreadsheet since November and it has really helped me to see where I overspend and has kept me focused on not impulse buying as I know I will need to add it to my spends at the end of the day!
That’s all for now, I think! I’m not sure what else to add. I’m definitely an emotional spender so keen to use this diary as a way to understand and reflect on my spending habits.
Just now, I’ve got £3,500 in savings. Oh and the £649.31 outstanding credit card balance is on 0% until the end of May so plan to have that paid off by then
Thanks for listening... :j