MrGorsky wrote: »
Rental property is 50% shared ownership, with no mortgage.
Value around £80k, we get half of the rental @ £221 net of tax.
True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000
That aside, I do see many people (not just you) not willing to save and loading up on debt because they want the nice house NOW! I could, like many, splurge 25k and have an amazing kitchen, bathroom and living room, but I'm happy to do one after the other when I can afford. I guess it's the NOW generation these days...someone I know just took out 5K on a credit card because they couldn't live with the living room furniture anymore and wanted new all at once. Oh the despair :-)
It will rise to 1.40% from June
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