»

nationwide closing my accounts

New Post Advanced Search

Coronavirus: The latest from MSE


The MSE team is working extremely hard to keep the info we have about your travel rights, cancellation rights, sick pay (and more) up to date.
The official MSE guides: NEW MSE Coronavirus Guides

NEWSFLASH 31/3
RESCUE FLIGHTS FOR STRANDED BRITS * SCHOOL MEALS VOUCHERS * BRIGHTHOUSE COLLAPSES

nationwide closing my accounts

edited 30 November -1 at 1:00AM in Budgeting & Bank Accounts
22 replies 1.6K views
sassylass97sassylass97 Forumite
1 posts
edited 30 November -1 at 1:00AM in Budgeting & Bank Accounts
I used to be a support worker looking after the mentally disabled/challanged. I got into a bit of trouble from stealing a service users check book and righting checks to myself. It started small and it got out of control. I was the services users key worker so handled all his money but when I become preggers innit I was on leave so another staff did his ledger and found discrepancies and reported it to team manager. I waz arrested for fraud by abuse of position.

I was finally court out but it was a wight of shoulders. I got taken to court and plead guilty and given a community order as I have 2 kids under 5, one only 9 months old. I was sacked from job. I had a letter off the nationwide and they said they was closing my account in 28 days. it is hard opening a new bank account even basic one. I tried 4 banks, TSB, Natwest, Santander and llydes. I am finding this very stressful as need a bank for my ESA and child benefit to be paid into. This is adding more stress. which bank can I open?
«13

Replies

  • edited 13 January at 8:07AM
    jackieblackjackieblack Forumite
    9.3K posts
    Part of the Furniture 1,000 Posts Photogenic Car Insurance Carver!
    ✭✭✭✭
    edited 13 January at 8:07AM
    With a fraud conviction you’re going to struggle to get any bank account.

    Apparently benefits can be paid to a prepaid card or a credit union account, perhaps those may be an option for you

    https://www.moneyadviceservice.org.uk/en/articles/choosing-a-bank-account-for-your-universal-credit-payment
    If you’re unable to open any of these accounts, contact the office responsible for paying your benefit to find out how you can get your benefit paid to you.
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter,
    south facing (-5 deg), 30 degree pitch, no shading
    Quidquid Latine dictum sit altum videtur
    MFW #4 :) OPs: 2018 £866.89, 2019 £1322.33 (inc £750 offset)
    2020 YTD £837.07 Jan £69.76, Feb £67.31 Mar £700.00
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
  • jackieblackjackieblack Forumite
    9.3K posts
    Part of the Furniture 1,000 Posts Photogenic Car Insurance Carver!
    ✭✭✭✭
    Also just found this:

    If you are unwilling or unable to open an account for payment of your benefit, the DWP will pay you using the Payment Exception Service.

    The Payment Exception Service uses a system called i-movo. You'll be able to collect your benefit from a PayPoint outlet in local shops and newsagents. You can search for your nearest store on the PayPoint website.

    The DWP will send you vouchers by text message, email or post. You'll need your voucher, a memorable date and proof of ID in order to collect your cash. The DWP does not need your agreement in order to pay you in this way, so if you cannot or do not wish to be paid into an account, the Payment Exception Service will be the only other option. Find out more about the Payment Exception Service on the GOV.UK website.


    https://www.citizensadvice.org.uk/benefits/benefits-introduction/payment-of-benefits-and-tax-credits/#difficulties_opening_or_managing_an_account
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter,
    south facing (-5 deg), 30 degree pitch, no shading
    Quidquid Latine dictum sit altum videtur
    MFW #4 :) OPs: 2018 £866.89, 2019 £1322.33 (inc £750 offset)
    2020 YTD £837.07 Jan £69.76, Feb £67.31 Mar £700.00
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
  • boo_starboo_star Forumite
    3.2K posts
    Part of the Furniture 1,000 Posts
    ✭✭✭✭
    Utterly disgusting. And probably a troll.
  • bradders1983bradders1983 Forumite
    1.3K posts
    1,000 Posts Second Anniversary Name Dropper
    ✭✭✭
    "When I become preggers innit"

    Aye, a serious thread I am sure.
  • General_GrantGeneral_Grant Forumite
    1.7K posts
    Seventh Anniversary 1,000 Posts Name Dropper
    ✭✭✭
    boo_star wrote: »
    Utterly disgusting. And probably a troll.

    Probably but two potentially useful posts from jackieblack for someone looking for a way to handle opening an account or receiving benefits where they do not have an account.
  • colstencolsten Forumite
    12.5K posts
    10,000 Posts Fifth Anniversary Name Dropper
    ✭✭✭✭✭
    "Sassy lass". Euch. Not one word of regret or remorse, either.

    Anyway, thanks to jackieblack for helping the woman.
  • edited 13 January at 12:32PM
    oldagetravelleroldagetraveller Forumite
    3.7K posts
    edited 13 January at 12:32PM
    I call this out as a wind up or Troll!
    "Righting checks":rotfl: etc. innit.
    "which bank can I open?" I would 100% guarantee that the Toytown Bank would be more than willing to provide you with an account.

  • TakmonTakmon Forumite
    1.2K posts
    1,000 Posts Name Dropper First Anniversary
    ✭✭✭
    I used to be a support worker looking after the mentally disabled/challanged. I got into a bit of trouble from stealing a service users check book and righting checks to myself. It started small and it got out of control. I was the services users key worker so handled all his money but when I become preggers innit I was on leave so another staff did his ledger and found discrepancies and reported it to team manager. I waz arrested for fraud by abuse of position.

    I was finally court out but it was a wight of shoulders. I got taken to court and plead guilty and given a community order as I have 2 kids under 5, one only 9 months old. I was sacked from job. I had a letter off the nationwide and they said they was closing my account in 28 days. it is hard opening a new bank account even basic one. I tried 4 banks, TSB, Natwest, Santander and llydes. I am finding this very stressful as need a bank for my ESA and child benefit to be paid into. This is adding more stress. which bank can I open?

    You have messed up here... those 4 bits i have highlighted are a very obvious attempt of you trying to get into "character" and overdoing it!. If you had written those parts normally then most people probably wouldn't have questioned your authenticity but it makes it so obvious :rotfl:
  • [Deleted User][Deleted User]
    0 posts
    MoneySaving Newbie
    So, troll or not, where would a criminal conviction be registered such that the banks can link it to a specific account?
  • pafpcgpafpcg Forumite
    515 posts
    Fifth Anniversary 500 Posts
    ✭✭
    So, troll or not, where would a criminal conviction be registered such that the banks can link it to a specific account?
    Presumably, if the OP's banker closed the account because of fraud, then a marker would be placed on the OP's record on the CIFAS data-base? This marker would be visible to any other financial institution with access to CIFAS.
Sign In or Register to comment.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support