I've received an unexpected letter summoning me to an interview tomorrow because "we're reviewing your benefits and circumstances".
My circumstances have not changed in any way since I was assessed for and awarded Pip last year.
I am not an "old hand" at this and have never been investigated before. I am a bit intimidated and a bit affronted. The wording of the letter is threatening.
My question is this: I am in receipt on Contribution Based ESA, and PIP, and nothing else. I have read up about these and they are not in any way means tested. I am entitled to these two benefits regardless of how much I have in savings, income from any source whether earned or unearned. And yet in this letter they demand that I bring statements that show every bit of money that I have: e.g. all my savings, building society accounts, post office, bank statements, also ISAs, Premum Bonds, Income Bonds, Captial bonds, National Savings, and any other savings or investments.
As my two benefits are not affected by any savings I have, why are they asking, do they have a right to see these things?
Don't I have a right to privacy over savings that do not in any way affect my benefits?
Are they overreaching their authority and just being nosy for no legal reason about things that do not affect my benefit?
What would happen if I took just my bank account statement and nothing else? Can they withdraw my benefits for not declaring savings which do not affect my benefits?
Thanks to anyone who can advise.
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Replies
Pensions affect contribution based ESA.
Do you receive any income from pensions?
PMLindylou
I started getting a work pension 18 months ago and they have been deducting £13 a week for that.
This is why I am bewildered as to why they are demanding to see evidence of my savings -- it's none of their business.
Much of the information requested is not relevant to a Conts only claim, but if it has been requested you do need to take it with you. DWP staff genuinely are not interested in what you are spending money on so, although I understand your unhappiness, you need to do as they ask. Failure to do so, may result in benefit being suspended.
I would be inclined to keep bank statements etc in a bag and only hand them over if specifically requested. Ask why they want to see the statements but don't get confrontational, again there is only one loser if you do, and it isn't DWP.
The only reason I can see for them wanting to see bank statements is to ensure that you aren't in receipt of a pension paying at a level which would affect Conts ESA payment.
Where?
I don't want to ignore Mark, I just didn't want my question forgotten about because everyone was diverted by Mark's non sequitur replies.
I didn't come here for a fight. I'm upset and worried about tomorrow's interview.
PIP is completely unaffected by any of your financial circumstances. The only financial matter affecting contribution based ESA is pension income in excess of £85/week.
If you have been honest there is no reason to worry ( I do, always so I know that's easier said than done!). I think it is pretty standard procedure to ask for proof all savings, interest on same, proof of income from whatever source.
The OP may have received a standard letter, and is worrying unnecessarily.
Nevertheless, it would be sensible to have the required info present at the interview, along with his pension payment history. He could (politely) query the need for a declaration of his savings if it is actually requested at the interview.
Bring all the evidence requested along. If it doesn't affect your benefit, then what's the harm in them seeing it? No need to get confrontational and raise suspicion that you're hiding something nefarious.
Savings buffer = 1,028.75 of 2415.
Next large expense = 159 of 483.