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Plus I don't enjoy (perceived) extravagance, and feel much happier with a sense of having achieved value for money.
Albermarle wrote: »
More than likely it is this attitude that has put you in a comfortable position in the first place and you can not just change the way you are , or want to.
Probably if you were the kind of person who liked to spend then you would be less comfortable now.
One of life's ironies...…...
Marcon wrote: »
I can't now find the link to the relevant article, but a while back a survey of some of the country's leading IFAs/wealth managers made interesting reading. They were asked what advice their clients were least likely to follow. The near-unanimous response was 'spend more' when that advice was given to well-off clients in the 60+ age bracket. As other answers have already said, changing the savings habit of a lifetime clearly dies hard!
the_cat wrote: »
After years of saving and planning, OH retires in two weeksat the age of 57
The figures stack up nicely but irrational thoughts of 'not being able to afford' it still linger. I think this is stemming from the need to change our mindset to it being 'OK' to use savings to live on after a lifetime of accumulation.
Any tips from those who have already taken the plunge?
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