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NST September - A Simple September

edited 30 November -1 at 12:00AM in Debt-free Wannabe Challenges
358 replies 27K views
dolly84dolly84 Forumite
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edited 30 November -1 at 12:00AM in Debt-free Wannabe Challenges
NST: September 2019
A Simple September



I always find September a bit like the New Year. The kids are going back to school, routines are getting back to normal, the house needs a really good clean after the holidays and I need to get back on top of everything again. With indulgent times looming later in the year for those of us who celebrate it, September seemed a good month to really scale things back a bit.


So with that in mind the theme for September is simplicity. Enjoy simple pleasures, cut down on things coming in to your space, get rid of things (in the best way possible) that are cluttering your home, only buy what you really need (this is aimed at me in particular), think about every unnecessary penny you spend moving you further away from your long term goals. Shop local, shop sustainably.






The rules:
  • The challenge runs for the month of September.
  • Pay to your debt/mortgage/savings first and live off the remainder.
  • Plan your spends in advance - budget carefully.
  • Take your lunch to work everyday, keep away from vending machines/canteens.
  • Aim for 15 NSDs (keep one if you only buy reduced goods, or medication, or fuel).

Anyone care to join me?
Debt Free and now a saver, conscious consumer, low waste lifestyler


Fashion on the Ration 18/66
«13456736

Replies

  • edited 5 September 2019 at 6:11AM
    dolly84dolly84 Forumite
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    edited 5 September 2019 at 6:11AM
    Reserved for contenders.


    1. dolly84
    2. Toni'sFriend
    3. Karmacat
    4. apple muncher
    5. f0xh0les
    6. second chance
    7. Xspender
    8. greent
    9. shabbychic12
    10. sashanut
    11. Deni debt free dreamer
    12. PhoeniX
    13. lcc86
    14. Calling14
    15. SSDD23
    16. mothernerd
    17. crazy_cat_lady
    18. Doing it my way
    19. ponypal
    20. misstara
    21. DawnW
    22. Sally Pascall
    23. Justforme
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 18/66
  • Toni'sfriendToni'sfriend Forumite
    3K posts
    1,000 Posts Fourth Anniversary
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    Me please, Dolly.
    Have adventures. laugh a lot and always be kind.
  • KarmacatKarmacat Forumite
    34.9K posts
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    That's very nice, I like that :) yes please, Dolly.
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
  • apple_muncherapple_muncher Forumite
    11.1K posts
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    Love it! Add me in please. I've seen adverts for 'second-hand september' and 'sweat-ember' too, but really like the simplicity idea. Thanks!
    NST November#1; NSD2 ; Ex2 ; bagfuls (62)

    Mortgage £500? ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: very soonish
  • f0xh0lesf0xh0les Forumite
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    Me too please, dolly.
    MFW#65 November 20 = £89,500 Next target £88k + sub £4.25 interest a day ...
    E/F £12,500 + K/F £2,400 = £14,500
    NSTurtle # 8🐢🐢🐢🐢🐢🐢🐢🐢 but I still need a new roof.
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • Me please!
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • XSpenderXSpender Forumite
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    Me please dolly.
    PAYDBX 2020 £7,454.29/£9,000 82.8% by Dec 2020
    Target Loan - £493.43/£493.43 by Nov 2020 - SIF September 2020
    Target CC - £1050/£825 by Jan 2021
    Emergency Fund 31.12.20 - 100% - Achieved October 2020
    FFEF 30.06.21 - 0%
    Days since CC used - Christmas Eve 2019 - 329 (7 in 2019 + 2020)
  • greentgreent Forumite
    9.1K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    me please, dolly :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786 12/19 £48986 2020 OPs (#18) £9.8K/6K
    Net sales 2020 £714/£500 Decluttering: 2450/2500
  • shabbychic12shabbychic12 Forumite
    200 posts
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    Please count me in x
    Was an 2019 early retirement wannabe now 2020 :rotfl:
    Save £12K in 2019 no 94
    All this saving l'm turning into my Dad :rotfl:
  • sashanutsashanut Forumite
    3.3K posts
    Part of the Furniture Mortgage-free Glee! Debt-free and Proud!
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    Count me in please Dolly:j
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
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