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2019 Mortgage-Free Wannabes

edited 5 January 2019 at 9:31AM in Mortgage-Free Wannabe
1.7K replies 95.6K views
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  • longway2golongway2go Forumite
    381 posts
    Part of the Furniture 100 Posts
    ✭✭
    Can I join please. Mortgage balance start point 160424.50 and looking to op by 1% (1604. 25).

    Overpayment made Aug 1000

    Thank you
    Mortgage Aug 2019 161,000 :eek::eek::eek:
    Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500 woop!! Now 146,700

    Our Mortgage is never going to be as high as it is today. :j
    Onwards and downwards to a better life for our family. :j
    Just keep swimming
  • edited 19 August 2019 at 9:02PM
    erin_transporterin_transport Forumite
    887 posts
    Part of the Furniture 500 Posts
    ✭✭✭
    edited 19 August 2019 at 9:02PM
    Hi
    #138 checking in with £60 overpayment. That’s me officially at the 50% mark.
    Yay!
    Thanks
    Can I reduce my total to aim for to £4250 please. Think I was over ambitious at the start of the year. Don’t want to get demotivated.
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • julicornjulicorn Forumite
    1.1K posts
    1,000 Posts Second Anniversary Name Dropper Photogenic
    ✭✭✭
    longway2go wrote: »
    Can I join please. Mortgage balance start point 160424.50 and looking to op by 1% (1604. 25).

    Overpayment made Aug 1000

    Thank you

    Hi longway2go, I've already got you down as #108 from a couple of months ago. I'll adjust your goal though and log your overpayment :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Current: £131,000 (-£1,373 overpayment savings pot)
  • MrsMouseMrsMouse Forumite
    60 posts
    10 Posts First Anniversary
    Hi Julicorn, August OP made of £71.36 please :)
    MrsMouse
    #47 - 2020 MFW 449.29/1200
    #15 - 3/6 month Emergency Fund Challenge 661.89

    2019 ~~ MFW: 1122.33 / EF: £1000
  • HettyhoundHettyhound Forumite
    478 posts
    100 Posts First Anniversary
    ✭✭
    Hello Julicorn,

    I've made another £10 over payment thanks to the postcode lottery. So that's number 90 with an August total of £60 :)
    Grocery challenge May 2020 £277.86/£200, June 2020 £224.95/£200
    SPC #120 SPC 12: £125.86
    MFW #90 Mortgage start Dec 2015 £79,950; June 2020 £53,995.00; 2020 OP £2106.22/£3000
  • RundersRunders Forumite
    284 posts
    Fifth Anniversary 100 Posts
    ✭✭
    HI Julicorn/all

    #109 here with another OP of £16.15, taking my august total to £225.11

    I don't think I'll squeeze anymore out of August and I just had to spend out on the roof....eep!

    Thanks :)
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: [STRIKE]£82,999.69[/STRIKE] [STRIKE]£190,972.18[/STRIKE] £188,091.57
    2020MFW #97 OP Goal £1774.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • chunkytfgchunkytfg Forumite
    836 posts
    Part of the Furniture 500 Posts
    ✭✭✭
    It's official! After 10 months of hassle I finally completed today and now owe the bank £369,000!!!

    Time to make a very small start on it!
    Those who risk nothing, Do nothing, achieve nothing, become nothing
    MFW #63 £0/£500
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
    2.5K posts
    1,000 Posts Second Anniversary
    ✭✭✭✭
    chunkytfg wrote: »
    It's official! After 10 months of hassle I finally completed today and now owe the bank £369,000!!!

    Time to make a very small start on it!

    Wow on many levels, the length of the time it's taken and the size of it. I imagine though, even a tiny overpayment will actually make a big difference over the long term. Cheering you on woop woop.

    Wish.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • KittenkirstKittenkirst Forumite
    2.2K posts
    Part of the Furniture 1,000 Posts
    ✭✭✭✭
    Hi all! I’ve not updated in ages....super sorry!

    So my updates are;

    May: £49.80
    June: £29.69
    July: £186.19
    August (so far): £285.31

    Which takes us to a nice £2685.20.

    Still a little while to get to our yearly target but the overpayments haven increased after having to slow down and rebuild the cat savings pot after Oscars eye surgery! (Oscar is back to normal and happily chasing the local wildlife!)
    2020 Overpayments: £300.25 / £520 58%. £10 a week overpayment challenge!

    Mort- Oct16 £170.995 (end Nov 2041) Apr20 £141,644.76

    Overpayments 2016 £255.50 2017 £2600.40 2018 £4500 2019 £2858
    Referral codes= Prolific- 8JXN5BVG shopmium- ACEAHKFA Shoppix- 57VB13QH
  • DobbibillDobbibill Forumite, Board Guide
    3.9K posts
    Sixth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    ✭✭✭✭
    Dobbibill wrote: »
    #45 here checking in with August's update.

    £20.43 at the beginning of the month.
    usual OP of £63.11 and also additional OP of £135.

    Total for August currently at £218.54

    Finger's crossed I can find a few quid before the month is out to get me to my goal .........it's so close ;)

    Dobbi


    Following on from this - I did it! I found a cheeky £100 to hit my goal :D
    (Wish I could find this cheeky thing every month. :rotfl: :rotfl: )

    August total £318.54

    Total YTD £2034.88

    Thanks Julicorn ;)
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