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Ways to spend a lump sum on a special holiday

edited 30 November -1 at 1:00AM in Over 50s Money Saving
14 replies 6.3K views
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  • pollypennypollypenny Forumite
    28.9K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Katiehound wrote: »
    There is one more CC that you might consider- Saga. This is also commission free for purchases. (I think worldwide,but not sure as I no longer have one.)



    Saga C/card was discontinued last year. :cool:

    Based in Belfast, so possibly a Brexit casualty
    Member #14 of SKI-ers club

    Words, words, they're all we have to go by!.

    (Pity they are mangled by this autocorrect!)
  • missilemissile Forumite
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    PhotoMan wrote: »
    Hi

    I am looking for advice …. We currently have two credit cards, Halifax Clarity which has a credit limit of £12,000 and Nationwide cash reward which has a credit limit of £14,000. ….Does anyone have any advice/experience that may help us to spend our own money!

    Thank you.
    Apply for more cards :j
    Easy to open another Halifax current account in your wife's name to get another card :beer:
    Open additional NW current account in your wife's name using link to get free cash + another credit card :money:
    Use Booking.com and pay hotels on departure.
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home :iloveyou:
  • PennyForThem_2PennyForThem_2 Forumite
    662 posts
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    If you are applying for more cc then consider transferring balances to an interest free cc which has this option for 24-33 months.

    So your credit rating needs to be goodish. This is what I did:

    Paid business class flights and airbnb on one cc. Transfered balance showing these purchases to balance transfer interest free cc. Set up a direct debit to pay balance off completely 2 months before 0% interest ceased. Hid card so would not use it inadvertantly.

    Just a thought.
  • getmore4lessgetmore4less Forumite
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    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
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    Cruises you pay in advance.
    You can also preload credit onto the ship account before you go.

    If you have a plan then prepay hotels and car hire with zero excess insurance.
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