Halifax mortgage - application to offer.

Myself and my partner applied for a mortgage yesterday evening (Tuesday) with Halifax.
I am just wondering what people’s experiences were with how long it took from application to mortgage offer. The wait is going to make me so anxious 😬

TIA.

Replies

  • [Deleted User][Deleted User] Forumite
    0 Posts
    MoneySaving Newbie
    Doing a search on here you'll see it's entirely circumstantial.
    Could be days, could be weeks.
  • muhandismuhandis Forumite
    994 Posts
    Eighth Anniversary 500 Posts Name Dropper Combo Breaker
    ✭✭✭
    From recent experience (twice, as we had one purchase fall through),

    - valuation 1 week after application, offer 2 days after valuation
    - desktop valuation (instant), offer 2 days after application

    All through a broker.
    Myself and my partner applied for a mortgage yesterday evening (Tuesday) with Halifax.
    I am just wondering what people’s experiences were with how long it took from application to mortgage offer. The wait is going to make me so anxious ��

    TIA.
  • BelowTheLineBelowTheLine Forumite
    77 Posts
    10 Posts
    They were very quick for us as well. The only delay was in how quickly you could get a valuation appointment. I think valuation happened about 10 days after the application and the broker got the offer the day after vluation. Could be the same/slower if going direct, can't see it being any faster!
  • sharharsharhar Forumite
    40 Posts
    Third Anniversary 10 Posts
    For us, It was 7 working days from application to offer. We had our documents with us through post on 8th working day.
  • EmKnoxEmKnox Forumite
    29 Posts
    We had ours through from Halifax 14 days after we had the offer accepted :)
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