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Hit and run advice

edited 30 November -1 at 1:00AM in Motoring
14 replies 808 views
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  • NasqueronNasqueron Forumite
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    Scrapit wrote: »
    If your not reporting it why would you answer yes to the insurers?

    To avoid having your insurance voided later on if you accidentally admit it?
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  • chunkytfgchunkytfg Forumite
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    Scrapit wrote: »
    If your not reporting it why would you answer yes to the insurers?

    Because they don't ask you if you have had 'any claims' they ask you if you have had 'any accidents or claims' so to say no would be lying and they could potentially use it as a means to not payout when you hit that really expensive car!
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  • mojo1mojo1 Forumite
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    Also invest in a 2 channel dashcam.
  • DoaMDoaM Forumite
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    chunkytfg wrote: »
    they could potentially use it as a means to not payout when you hit that really expensive car!

    No they couldn't ... any claim that 3rd party might have would still be valid. They wouldn't need to pay out on the insured party's vehicle in such circumstances, and they'd also have the option to sue the insured party for the 3rd party costs, but they couldn't reject the 3rd party's claim.
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