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Am I entitled to any benefits? (Average income earner)

edited 8 June 2019 at 6:18PM in Benefits & Tax Credits
42 replies 4.7K views
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  • Metranil_VavinMetranil_Vavin Forumite
    5K posts
    Part of the Furniture
    ✭✭✭✭
    Ahhh..lovely to see Andy is still trolling about these here boards...

    :rotfl::T:beer::j:money::D:rotfl:
    Metranil dreams of becoming a neon,
    You don't even take him seriously,
    How am I going to get to heaven?,
    When I'm just balanced so precariously..
  • parkrunnerparkrunner Forumite
    2.6K posts
    1,000 Posts Fourth Anniversary
    ✭✭✭✭
    Autumn86 wrote: »
    Why would having a spotlessly clean credit-record with zero history of ever needing to rely on loans/or getting into debt have an adverse impact on me getting a mortgage? :huh:


    I had the opportunity in 2008 to withdraw around £10,500 onto cash from various credit cards, and so I chose to take that opportunity and then use the statute-barring method to get the debt written off.

    But so whilst yes for 6 years (until 2014) my credit-record showed those debts,
    Since 2014 (so for over 5+ years now) my credit record has been spotless, with no trace or record of any loans or debts whatsoever. :beer:

    I don't believe a word of what you say. Walter Mitty at best, straight up liar at worst.
    It's nothing , not nothink.
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