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Care at home costs?

edited 30 November -1 at 1:00AM in Disability Money Matters
8 replies 3.3K views
Londonlisa12Londonlisa12 Forumite
128 posts
edited 30 November -1 at 1:00AM in Disability Money Matters
My mother is next week having care needs assessment carried out by the local council,after this it says she needs to have a financial means test.

I know the limit at which council help towards funding stops at £23,500 and she has over this so will be self funding,however ive read the more you have the more you pay. So would someone with £30k pay less than someone with £50K or is it the more you have up to £23500?
Anyone have knowledge of the approximate hours per week allocated (is there a lower/upper limit) and are the costs hourly or any other advice please leave a reply,totally new to this so everything is appreciated.
Thank You.

Replies

  • poppy12345poppy12345 Forumite
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    It's up to £23,500. How many hours depends on the needs of the person needing the care/support.
  • CyclamenCyclamen Forumite
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    If you are self funding you can decide how many hours you want to fund and what for. You don't have to stick to the 'care plan'.

    Costs vary hugely and change with areas.. some care agencies also have two rates.. the one they charge self -funders and a lower one they charge council funded. This is so very wrong but the council rarely pay enough to meet the agency standard rate.

    If you employ directly you would need to have employers insurance/do payslips with TAX unless you fond a genuine self employed person.

    Over £23, 500 she would be self funding. If she is only slightly over this threshold is there any equipment that is needed eg wheelchairs, new bed etc to make her life more comfortable that can be purchased before her assesment. Obviously be aware of excessive/unneceesary spending but do see if anything is needed.
  • edited 27 May 2019 at 5:20PM
    Londonlisa12Londonlisa12 Forumite
    128 posts
    edited 27 May 2019 at 5:20PM
    Thank you both.

    So do you go through the financial assessment if you agree beforehand you have more than £23500 and happy to be self funding?
  • venisonvenison Forumite
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    My dad has carers 4 times a day for around 20 minutes a visit, he currently pays around £150 for this.
    MSE bring back discussion Time, its removal is an outrage at best and an attempt at censoring at worst !
  • Londonlisa12Londonlisa12 Forumite
    128 posts
    Venison, is that total self funding or a percentage and partly paid by the council?
  • venisonvenison Forumite
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    He's not short of a few bob so is self funding, but he can manage at home with this help, the alternative would be him paying around £900 a week in a home
    MSE bring back discussion Time, its removal is an outrage at best and an attempt at censoring at worst !
  • Londonlisa12Londonlisa12 Forumite
    128 posts
    The same as my mum and she / we do not mind paying.

    What type of things do they help your dad with?
  • I_Love_compsI_Love_comps Forumite
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    My mom had to have carers when she lived at home. They used to come in and make sure medicines were given early in the morning and breakfast and ad with her washing herself if needed.
    I did the pm visit to check she was ok.

    The carers did the evening again medicines and a wash and supper.

    Things like shopping and household duties you would probably employ someone else to do. My moms visit were 30 minute visits.
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