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Starting over 2017

edited 30 November -1 at 1:00AM in Debt Free Diaries
554 replies 37.7K views
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  • DorastarDorastar Forumite
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    Money in money out kind of day today. Hubby's car died over the weekend so £190 for a new starter motor, courts paid him for jury service £195 so £5 up then the boy comes home wearing only one serviceable shoe as he appears to have shredded the other. Bought a cheap pair as he is capable of shredding expensive ones as much as cheap ones so £12 down overall on the day.
    Nowt else interesting to report, just watching the cash go in and out today was enough!
    Mr T £8465 Mortgage £156,829 going down slowly
    Emergency Fund £1000 Blanket squares 36/60
    Brightfuturefund (BFF) £6118
  • juliejimjuliejim Forumite
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    Good luck with the job applications.
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
  • pidge04pidge04 Forumite
    774 posts
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    Yes, good luck with the job applications and hope there haven’t been too many unexpected spends lately!
    CC £4,012 left to pay (was £5400).
  • DorastarDorastar Forumite
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    No more unexpected spends thankfully. Need to do a good clear out of the fridge today (yuck) really trying to eat healthier but sugary stuff is still my downfall. Started back walking and running a bit to try and balance out my eating but have been getting headaches as a result so feeling a bit grumpy with it all. More job applications being done so still keeping fingers crossed. Spends for bank holiday are minimal as the kids aren't bothered and hubby is working all day (double pay - woohoo!)
    Mr T £8465 Mortgage £156,829 going down slowly
    Emergency Fund £1000 Blanket squares 36/60
    Brightfuturefund (BFF) £6118
  • edited 19 May 2019 at 7:32PM
    DorastarDorastar Forumite
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    edited 19 May 2019 at 7:32PM
    Not been on in ages so just updated monies at the bottom. Lovely to see the debts still going down. No news on the job front yet but a few more applications going in this week. Hoping to pay off the bank loan from PPI money this month.
    Payday is now after all the big bills - mortgage, gas/leccy, debts - so we've done well not to overspend this month. Have worked out that May pay (23rd) will cover June's bills, June pay will cover July and should get a couple of weeks pay from July to help towards August bills. That means if I can get a post that starts 1st September we'll only use some of the savings we've stashed up so we'll still have a lump that we can either use against the Tesco loan or into the mortgage. A permanent post would also mean the chance to sort out the mortgage onto more favourable terms, so got everything crossed. Have managed to keep about £300 in the account so we'll be able to use that for my car insurance so that will be sorted for another year too.

    Really boring post but more babysteps towards being debt free from £24,922.08 down to £12,050.42 which is amazing really.
    Mr T £8465 Mortgage £156,829 going down slowly
    Emergency Fund £1000 Blanket squares 36/60
    Brightfuturefund (BFF) £6118
  • beanieloubeanielou Forumite
    71.6K posts
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    Great debt busting :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • DorastarDorastar Forumite
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    Day of nothing really, no spends, no fuss lol. I am quite happy with unexciting days nowadays!
    Mr T £8465 Mortgage £156,829 going down slowly
    Emergency Fund £1000 Blanket squares 36/60
    Brightfuturefund (BFF) £6118
  • beanieloubeanielou Forumite
    71.6K posts
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    Dorastar wrote: »
    Day of nothing really, no spends, no fuss lol. I am quite happy with unexciting days nowadays!

    So am I!!!
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • DorastarDorastar Forumite
    2.1K posts
    Tenth Anniversary 1,000 Posts
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    Exciting news today though, got offered a one year contract at current school, immediately started working out in my head how much more debt busting we could do lol.
    Mr T £8465 Mortgage £156,829 going down slowly
    Emergency Fund £1000 Blanket squares 36/60
    Brightfuturefund (BFF) £6118
  • beanieloubeanielou Forumite
    71.6K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Great news.
    Very pleased for you :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
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