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IVA question

edited 30 November -1 at 1:00AM in IVA & DRO
3 replies 896 views
Hamlet_the_DaneHamlet_the_Dane Forumite
2 posts
edited 30 November -1 at 1:00AM in IVA & DRO
Hello... I am in process of possibly agreeing to an IVA, but the helping organisation also want proof of my wife's income. I am trying to do this on my own, as we have enough problems without me telling her I have debt.... Is it possible to have an IVA just individually, even though married?

Any comments gratefully received, thanks. :j

Replies

  • sourcratessourcrates Forumite, Board Guide
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    Hi,


    The clue is in the name "Individual Voluntery Arrangement" they are unique to the individual, as you are a married couple, they will want to assess your family income as a whole, to determine your share of the household bills.


    She is not been assessed as a party to the IVA, they need to know how much of her income goes towards the monthly bills, so your share can be calculated.
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  • foxy-stoatfoxy-stoat Forumite
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    Probably best tell her what you are planning, you don't want her filling in application forms in the future with incorrect information and you have an issue because of non-disclosure....and you are married so best not to keep something as huge as an IVA from her.
  • semikie123semikie123 Forumite
    2 posts
    Second Anniversary
    My IVA has just been granted, I had to complete a Household budget and they asked how much my partner earned, by never need to see and of his pay slips This was with Stepchange.
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