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Help! money barn wont cancel my finance agreement

edited 30 November -1 at 1:00AM in Loans
22 replies 3K views
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  • lamcglamcg Forumite
    6 posts
    Ahh I missed out that the timing chain snapped..
  • diggingdudediggingdude Forumite
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    Part of the problem fixing at one time expensive cars is that they cost alot to fix. I'm guessing it was an older one at that price. I would try a sale of goods act complaint that it was not fit for purpose against evans halshaw
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  • gycraig_2gycraig_2 Forumite
    533 posts
    Problem is things like this start happening to 9-10 year old cars if not maintained.
  • poppasmurf_bewdleypoppasmurf_bewdley Forumite
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    If the timing chain snapped, then the car had probably not been serviced correctly and on time.

    On 2 of my used car purchases, I checked the service record and found that the timing belt was due for change in the immediate future. Both were done by the supplying dealer free of charge, one being Evans Halshaw.

    If EH supplied a car where the chain/belt was beyond it's replacement time, then they should have replaced it as a matter of course.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • 1931modela1931modela Forumite
    71 posts
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    Unfortunately Timing Chains do not have a service interval like `cam belts, therefore it is not a requirement to replace them at set intervals or mileage.
    However if this is a chain and not a belt as OP has used both terms, then BMW have had a problem with Timing chains breaking and therefore you may be able yo ask BMW for a goodwill gesture towards the cost, it would be best to get EH to raise this on your behalf
  • sourcratessourcrates Forumite, Board Guide
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    Most modern cars use belts, not chains, if they snap, the valves kiss the pistons, and its goodnight vienna basically.


    A timing belt would not be covered under warrenty as it is a service item, they normally require changing every 60.000/100.000 miles dependant on model, this is the reason you are advised to check a vehicles service record when buying a new car, if the milage indicates the belt needs changing, and its not been done, you should have had it changed.


    Clutch may be covered, but i suspect as the belt snapped the clutch is the least of your worries.
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  • SystemSystem
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    sourcrates wrote: »
    A timing belt would not be covered under warrenty as it is a service item, they normally require changing every 60.000/100.000 miles dependant on model, this is the reason you are advised to check a vehicles service record when buying a new car, if the milage indicates the belt needs changing, and its not been done, you should have had it changed.

    And cars with timing chains have chain tensioners that use oil pressure to operate them so that service history showing regular oil changes is extremely important. If sludge starts building up in the oil galleries feeding oil pressure to the chain tensioner then it can end up with the chain loose and jumping teeth.
  • iolanthe07iolanthe07 Forumite
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    Some cars have non-interfering cam belts, so that if the belt breaks, the pistons don't hit the valves. The Mazda MX5 is one such that comes to mind, but there must be others.
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  • Clive_WoodyClive_Woody Forumite
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    Did EH sell the car as having a full service history and if so was the belt/chain changed at the correct interval?

    If they did say full service history and this was inaccurate then you might be able to chase them to sort this out.

    Do you still have a copy of the original advert?
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • edited 24 May 2019 at 8:17PM
    societys_childsocietys_child Forumite
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    edited 24 May 2019 at 8:17PM
    I purchased this car for security for my child and my job as my son attends school in a different town and my job requires me to drive to a suppliers twice a week an hours drive away.
    And to do this you really needed a:
    BMW 3 series 2.0TD M Sport business edition
    :huh:

    I can think of many, many cars that would be more suitable . .
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