IMPORTANT REMINDER: Please make sure your posts do not contain any personally identifiable information. If you are uploading images, please take extra care that you have redacted all personal information.

The CCJ Myth and threats and lies told by debt collectors and PPC's .. EXPOSED

edited 23 June 2018 at 11:15AM in Parking Tickets, Fines & Parking
51 replies 12.5K views
1246

Replies

  • The_DeepThe_Deep Forumite
    16.8K Posts
    Nine tmes out of ten there is an element of scam in these alleged breaches of contract, and, properly defended, few would survive a court claim. Many of these companies are former clampers, and they rely on fear, threats, intimidation and the ignorance of the law of the general public.

    This is an entirely unregulated industry which is scamming the public with inflated claims for minor breaches of contracts for alleged parking offences, aided and abetted by a handful of low-rent solicitors.

    Parking Eye, CPM, Smart, and another company have already been named and shamed, as has Gladstones Solicitors, and BW Legal, (these two law firms take hundreds of these cases to court each year). They lose most of them, and have been reported to the regulatory authority by an M.P. for unprofessional conduct

    Hospital car parks and residential complex tickets have been especially mentioned.

    The problem has become so rampant that MPs have agreed to enact a Bill to regulate these scammers. Watch the video of the Second Reading in the House of Commons recently

    http://parliamentlive.tv/event/index/2f0384f2-eba5-4fff-ab07-cf24b6a22918?in=12:49:41 recently.

    and complain in the most robust terms to your MP. With a fair wind they will be out of business by Christmas.
    You never know how far you can go until you go too far.
  • Thanks just read this post about the myths surrounding a CCJ. Good to know! I posted a new thread about my failed rejected POPLA appeal for a Parking Eye ticket at Barnet Hospital..you may have seen my post. So what about what I was told by the CAB about if I lose in court, will I be liable for interest on after the 28 days have passed when my official appeal via POPLA has been rejected and I'm supposed to pay, or is that only if the judge rules I must pay, then I will be liable for interest on the fine as well? Thanks !
  • UmkomaasUmkomaas Forumite
    36.8K Posts
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    Forumite
    ParkingEye never apply for interest. They want £100 parking charge + legal costs £50 + £25 court filing fee. £175 in almost every case.
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .
    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.
    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.
  • Coupon-madCoupon-mad
    107K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    So what about what I was told by the CAB about if I lose in court, will I be liable for interest on after the 28 days have passed when my official appeal via POPLA has been rejected and I'm supposed to pay, or is that only if the judge rules I must pay, then I will be liable for interest on the fine as well?
    You only pay interest if you lose in court, and the Judge rules that you must also pay interest.

    It is NOT a fine!

    If you read the odd thread where people lost, interest is not normally granted and even if it was it would be tiny (typically under a tenner). I can't even recall one in years, where interest was granted, or even asked for by a scammer PPC.

    The CAB need to shut up if they can't give proper advice about PPC scams.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top of this/any page where it says:
    Forum Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • edited 13 March 2019 at 1:14PM
    Snakes_BellySnakes_Belly Forumite
    3.1K Posts
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Forumite
    edited 13 March 2019 at 1:14PM
    I would like to see the new CoP kick the debt collectors out of parking claims. I think that if they were regulated then they would not be able to chase disputed claims (I would stand corrected on that). As all these claims are disputed the debt collectors would be redundant. I am somewhat confused as to who actually controls these companies. The FCA have some involvement in the control of debt collection but only for certain types of claims.

    They should not be able to chase vulnerable people

    Any interest should be linked to base rate and not at 8%.

    Nolite te bast--des carborundorum.
  • KeithPKeithP Forumite
    30.3K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    Any interest should be linked to base rate and not at 8%.

    It is linked to base rate.

    It is base rate + 8%.

    As the base rate is currently so low, it is not worth mentioning. :D
  • beamerguybeamerguy Forumite
    17.6K Posts
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    i would like to see the new CoP kick the debt collectors out of parking claims. I think that if they were regulated by the FCA then they would not be able to chase disputed claims (I would stand corrected on that). As all these claims are disputed the debt collectors would be redundant.

    Any interest should be linked to base rate and not at 8%.

    Correct ..... POFA2012 allows them to use these cretins but it does not say they must be regulated.
    Probably yet another failure of those who wrote POFA2012 ????

    Adding the word "regulated" would be easy
  • Snakes_BellySnakes_Belly Forumite
    3.1K Posts
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Forumite
    KeithP wrote: »
    It is linked to base rate.

    It is base rate + 8%.

    As the base rate is currently so low, it is not worth mentioning. :D

    This is higher than they would be charged on overdraft.

    Nolite te bast--des carborundorum.
  • Snakes_BellySnakes_Belly Forumite
    3.1K Posts
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Forumite
    New CoP should included guidance on how the PPC deals with vulnerable people. Those debt collection letters 'ordered to court for questioning' could tip someone over the edge.

    Nolite te bast--des carborundorum.
  • UmkomaasUmkomaas Forumite
    36.8K Posts
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    Forumite
    New CoP should included guidance on how the PPC deals with vulnerable people.
    That's going to take some definition - and ongoing argument!
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .
    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.
    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.
This discussion has been closed.
Latest MSE News and Guides

Gin, gee-gees & groceries

This week's MSE Forum highlights

Team Blog

2for1 adult tickets to theme parks

Via selected £1-£3 Kellogg's promo packs

MSE Deals