Finance taken out without my knowledge
edited 30 November -1 at 1:00AM in Credit File & Ratings
4 replies 930 views
A few months ago a friend asked if i could make a payment for them with my card as they didnt have enough in their account for their car insurance if they gave me the cash which i did. I then recieved a letter a few month later stating about a missed payment on my credit file and a default notice. I phoned creation finance who it was with and was told a car insurance finance was taken out by go skippy car insurance. I explained this wasnt me and they could see the car insurance wasnt in my name nor was the direct debit or bank details on their file juat the intial finance was in my name. Go skippy refused to speak to me as i wasnt the policy holder of the car insurance. To get to the point eventually after a 2 months the late car payment was made by the other person and creation cancelled the agreement in my name but i have been left with a missed payment on my credit file and a dinance agreement taken out which has drastically reduced my score. My own credit iant the greatest but the last few years i havent taken nothing out and trying to repay old debts and this had just knocked it right back. What is there i can do to gwt this taken out of my name and off my file. None of the two wants to help creation or go skippy and i dont know what my options are.
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