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Finally Debt Free After 34 Years, But Still Need to Live Frugally

edited 18 November 2017 at 10:49AM in Debt Free Diaries
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  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    The food was lovely at the restaurant. I had aubergine curry. We got drinks from the bar, then ordered food and coffee from the table. They only charged for the stuff we ordered from the table, so my friend's cocktails and my coke didn't get charged for! So I only spent £11.50 on my main and a coffee :).

    It was nice to catch up with what everyone had been up to. We tried to set up a group chat on Messenger to make arranging future nights out easier, which was hilarious. We managed to set up two groups with one person missing, then finally got it right at the third attempt and had to delete the other two groups :). It took us about an hour!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • NicnakNicnak Forumite
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    Glad you had a lovely time. Bonus about not paying for those drinks though. x
    September 6th 2017 - Updated December 2019
    Credit Card £0 now: £0 Consolidation £15,000 = £5,362 Total = £25,330 :(£5,362 79% gone EMF #252 = £1300/£1000
    Pay off all your debts by Christmas #071 = 2020 = £4400.90

    Decluttering target 2361/3500 items
  • Sounds like a lovely evening, HH. Just what you needed too:j.


    Made me smile that your DH had asked you if you'd need £50 for your night out and it ended up costing you barely over 20% of that. I hope you didn't stint yourself on the food though. You work so hard and do so much for others you deserve to treat yourself every now and then:A


    Have a good saunter today with some good book bargains:beer:. That's if the weather doesn't stop you going. It looks as if it's pretty stormy in your neck of the woods:eek:.
  • SystemSystem
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    Great to hear you had a good evening . If you are off out this morning hope you find some good books.
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    Nicnak wrote: »
    Glad you had a lovely time. Bonus about not paying for those drinks though. x

    It was :)
    Sounds like a lovely evening, HH. Just what you needed too:j.


    Made me smile that your DH had asked you if you'd need £50 for your night out and it ended up costing you barely over 20% of that. I hope you didn't stint yourself on the food though. You work so hard and do so much for others you deserve to treat yourself every now and then:A


    Have a good saunter today with some good book bargains:beer:. That's if the weather doesn't stop you going. It looks as if it's pretty stormy in your neck of the woods:eek:.

    I don't really feel hungry at the moment Carboot so I had plenty to eat. Don't worry nothing will stop me going out on a Saturday, although the weather is wet and windy :eek:.
    Great to hear you had a good evening . If you are off out this morning hope you find some good books.

    Thanks Cumbria :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • Seasidegal58Seasidegal58 Forumite
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    Your curry sounded really nice Hairy and an excellent result on the cost!:)

    Enjoy your saunter today and I hope the weather picks up in the West Country. Looking sunny here in Seasideville at the moment!
    Finally Debt Free! - July 2016 :j:j:j
    Finished Emergency Fund- £10,000 April 2017
    :j:j
    MONTHS TO RETIREMENT: 11
    My diary: “Paid off the £31,000! BUT- still scrimping!”
  • beanieloubeanielou Forumite
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    Glad that you had a lovely time.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    Your curry sounded really nice Hairy and an excellent result on the cost!:)

    Enjoy your saunter today and I hope the weather picks up in the West Country. Looking sunny here in Seasideville at the moment!
    beanielou wrote: »
    Glad that you had a lovely time.

    Thanks both :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    I went on my Saturday saunter. I met my stepdad for coffee and we chatted for a couple of hours. Then he went home and I looked around the charity shops.

    I didn't find any books I liked but found a bargain chopping board reduced from £28 to £8.40, which I thought would make a good wedding present for my nephew. I also got myself a mug reduced from £7 to £2.10 :T. I got my fruit in Mr T and the fruit stall.

    When I got home I cleaned out the furry moron and emptied the bins. I was very pleased with myself after that as I rearranged the cupboards under the stairs. We have two; one full of everything, which meant we have to unpack half the cupboard to get the hoover or ironing board out, while the smaller one just had shoes in. So I rearranged the shoes and the hoover fitted easily in the smaller cupboard. Now it's much easier to get the hoover and the ironing board out :T. I don't know why I didn't think of it before, doh.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • mummytogirlsmummytogirls Forumite
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    So glad you enjoyed your night HHOD, such a blooming bargain too :D xx
    Mummytogirls x

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