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Dusty's Frugal Fortnights

edited 16 May 2018 at 11:28AM in Debt Free Diaries
667 replies 42.4K views
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  • edited 3 October 2018 at 10:17AM
    dustydiggerdustydigger Forumite
    712 posts
    edited 3 October 2018 at 10:17AM
    Chrystal wrote: »
    Because it's the only thing that keeps you sane... and stops you murdering him? :D :rotfl: ((hugs))
    :rotfl: I always say,Chrystal,that I deserve a medal for putting up with him,and that even murderers only get about 20 years,and I have put up with him for 48 years.Cruel and unusual punishment,and no time off for my good behaviour.:(
    SPC 2019 # 012 - House & Home Fund 2019 - £35 (+ c/f from 2018= £566) AF Mar-Nov 269 days+ Dec 19/24 Books read 2018:153 Prolific £5.20
    total savings 2018:£1992:jcard xmas savings 2018:£145:)£2 Savers 2018 - £220

  • edited 3 October 2018 at 10:02AM
    dustydiggerdustydigger Forumite
    712 posts
    edited 3 October 2018 at 10:02AM
    My personal view is that Mr Dusty should wind his neck in. On all fronts ��. Can you fit him with a mute button?

    I am terrible at returning library books (and shhhh! I work in a library). I'm sure my local one has me on a persistent offenders list ��. I was an active library user from age 5, and I remember the trauma of becoming liable for fines!
    Mute button?I wish!:D
    I very very rarely have fines to pay,I obsessively check my library's online site,and we can renew our books online an amazing 9 times unless,as in this case,someone has reserved it.
    I'll never forget my old library boss,Miss Scurfield back in the sixties. Old school,dragon and Tartar!. She would look at a person who had fines to pay with deep distaste,and would pause,stare at them over her glasses and, in arctic,but perfectly polite tones, announce the amount owed,in a clear distinct voice,so everyone around could hear. Her expression showed that she suspected the culprit was late returning the books because he had been up to something nefarious,and had probably just changed his wet clothes after drowning kittens I think she gave me a complex . Dont know what she would have thought of you,Glenda! :rotfl:
    have you ever heard of the (almost certainly a hoax) mediaeval librarian's curse,about stealing books?

    For him that stealeth, or borroweth and returneth not, this book from its owner, let it change into a serpent in his hand and rend him. Let him be struck with palsy, and all his members blasted. Let him languish in pain crying aloud for mercy, and let there be no surcease to his agony till he sing in dissolution. Let bookworms gnaw his entrails in token of the Worm that dieth not, and when at last he goeth to his final punishment, let the flames of Hell consume him forever.

    I'm surprised Miss Scurfield didnt have that pasted in every book loaned!:rotfl:
    I love that final ''and''.Lifetime agony,eaten up with worms,rent apart by a serpent,oh thats not enough. even after death he seems to deserve eternal punishment in hell.
    Miss Scurfield could get across this message with one glare.:rotfl:
    SPC 2019 # 012 - House & Home Fund 2019 - £35 (+ c/f from 2018= £566) AF Mar-Nov 269 days+ Dec 19/24 Books read 2018:153 Prolific £5.20
    total savings 2018:£1992:jcard xmas savings 2018:£145:)£2 Savers 2018 - £220

  • Talk about getting pushed out of the door! I got an email from my house insurance company recently warning me of ''huge''(their word) increases of premiums to come,but that they would do the legwork to find me a new provider.I expected an emailbut they phoned and told me that they had found a cheap option,£99.99 p.a. They never did tell me what the new price with their original policy would be,probably didnt want to give me a heart attack about what the £119.99 payment had risen to:D.
    I reminded them that they gave me a voucher for my birthday back in January to reduce my renewal cost.So in the end I only had to pay £62.99 :T:j
    SPC 2019 # 012 - House & Home Fund 2019 - £35 (+ c/f from 2018= £566) AF Mar-Nov 269 days+ Dec 19/24 Books read 2018:153 Prolific £5.20
    total savings 2018:£1992:jcard xmas savings 2018:£145:)£2 Savers 2018 - £220

  • beanieloubeanielou Forumite
    71.6K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    That is a good result :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • louloufoxlouloufox Forumite
    46 posts
    Part of the Furniture
    Hi Dusty, I am reading your posts with interest and admiration for what you go through with pain, all the work and Mr D !

    I have only got to mid August but wanted to suggest a couple of things which may save a bit of money.

    Firstly your home insurance still sounds quite expensive. I do not know what sort of house you live in but it doesn't sound very big. We live in a 4 bed detached house and have just paid insurance for buildings and contents and it was £202.35 for the year paid in one go. It might be worth checking on the comparison sites, perhaps your sons could help you ? You could still pay monthly but it would be a bit more.

    Also your Asda deliveries. I also love supermarket shopping online and I find that Tesco is best for me. The drivers are very helpful and always carry it through to the kitchen when I ask with no trouble. I also pay annually for mid week deliveries only, it has to be Tues.Wed or Thursday which suits me fine. The cost is £36 per year but if you pay with Tesco vouchers it only costs £12 in vouchers so (sort of) free.
    This is for unlimited deliveries on those days which must be minimum of £40.

    Hope all is well with you I am worried that you will be even more ill with all your stress. Please look after yourself.
  • Hi louloufox,good of you to pop in - and posting,as that seems to be a rare occurence with you.I'm honoured!:D
    As you read on through my meanderings you will see that I got a very good deal for my home insurance this month in the end,around ,£63.:j
    I dont know if I would be much better off having Tesc* deliver instead of [email protected] Not much difference in the end. I suppose I would get more clubcard points,but I am a bit cynical,I think the points may be factored into the prices.Perhaps someday,if I am feeling particularly frugal I could sit down with my delivery list and compare the prices and see what's what in reality.
    I know I could probably get those midweek £1 delivery slots,but they are at really inconvenient times quite often.Where I live there is no back street at all,just a fence to other houses' back gardens. The groceries have to come through an alleyway to the back door. Its always blowing a gale through there,and already its dark early,and it would be a nuisance and inconvenience to the delivery man having to go through there with 3 or 4 trays of items.Nor would they be happy having to carry everything in the front door and tramp through the house to get to the kitchen. They would probably dump them in the front hall!:rotfl:
    So I dont mind paying £5 a month so that my 2 or 3 deliveries come at around 9-10 am,in daylight,to the back kitchen door.,not through a dark passage at 8 pm in January! I consider the extra £2 well spent,convenience trumps frugality with me sometimes!:D
    SPC 2019 # 012 - House & Home Fund 2019 - £35 (+ c/f from 2018= £566) AF Mar-Nov 269 days+ Dec 19/24 Books read 2018:153 Prolific £5.20
    total savings 2018:£1992:jcard xmas savings 2018:£145:)£2 Savers 2018 - £220

  • Sorry not to be around much lately,more problems with the land and house issues back in Africa,I will need a whole post to tell all about it. But as you will guess,lots of tension and plenty for me and Mr Dusty to argue about.:D
    I had hoped to settle in this morning for a full update of finances,surveys,family history,or whatever,but Mr Dusty,who is normally fit as a flea woke up feeling bilious,with stomach cramps and a bit nausea.Of course his attack is the worst in human history according to him (reminds me of Donald Trump.and his superlatives!)He had slightly loose stools,and now says he is constipated.I think the last time he had similar symptoms was several years ago.I've had him being at death's door all day.He tried to get through to the doctor,but fortunately the line was engaged all 4 attempts,so he phoned the chemist instead,and all she said was take 2 paracetamol and plenty of fluids,Anything I had said on similar ideas had been rudely condemned as rubbish or ignored,but this lady was apparently a wonderful wise woman,and he accepted her advice.:) I've spent the day running around after him,and he's had nothing to eat,so I will soon have the joy of coaxing him to eat. Honestly,he is one of the healthiest people I know.No arthritis,no using a walking stick(he can run to catch a bus,aged 79) rarely even has a cold. But get even the smallest little illness and he wants to be in Emergency Ward 10!
    I did rather pointedly tell him that for the last 4 years ,because of various diseases and lots of medication,my internal system is upset more frequently than it is in good nick,but I dont take to my bed:rotfl:Nope,its the worst upset in recorded history.Typical man.
    Anyhoo,as a result I havent been to write on here,nor have I read a single page of my books. Only 2 /12 finished so far this month. :eek:
    Lets hope he is a bit better tomorrow,and me doing something frivolous like reading or browsing will not be regarded as hardhearted neglect. I'll try to get back on here for a longer natter then.Now I'm off to make more hot drinks.....(sigh).........
    SPC 2019 # 012 - House & Home Fund 2019 - £35 (+ c/f from 2018= £566) AF Mar-Nov 269 days+ Dec 19/24 Books read 2018:153 Prolific £5.20
    total savings 2018:£1992:jcard xmas savings 2018:£145:)£2 Savers 2018 - £220

  • edited 12 October 2018 at 8:31PM
    dustydiggerdustydigger Forumite
    712 posts
    edited 12 October 2018 at 8:31PM
    Spent the whole day looking after Mr D.Some improvement but he is still looking very pitiful.I had to go off to get medication as soon as the chemist opened at 9 am,he will only eat his african porridge which takes 45 minutes to make,stirring continuously,and having to scrape the pan after it has soaked for a couple of hours.He wants it again for supper.:(
    Then I had to go to town in the afternoon in a howling gale to do some errands for him. Very glad of a heavy bag when battling my way back to the bus station,two steps forward one back ,since it stopped me flying away.:D
    When I got home I found that the recycling bin had blown about 5 yards down the garden,and all the contents are strewn another 10 yards away down by the hedge,lots of bottles under the privet hedge,bags draped on the tree branches - the whole garden looks like a rubbish tip:eek: My newly emptied rubbish bin has migrated,with all 3 of my neighbour's bins,halfway down her garden.. We are just leaving them there till tomorrow.waste of time trying to do anything to secure them,they are better just lying on their sides.And thats on the protected side of the house!
    Very sorry to hear of floods in eastern Uganda killing at least 30 people,thats the second time this year. That part of Uganda is about 100 miles from where we lived,in a very different climate. The disaster area is on the slopes of a big extinct volcano,towering over the plains below.It has its own mini climate with heavy rainfall. Back in the 70s we went to visit a friend in the town below,and on the way we marvelled at the massive flat topped mountain which looked exactly like a butte in a John Ford western. Out of nowhere the sky went dark and a huge torrential storm almost smothered us. The engine got washed through with the huge amount of water,and died. We had to sit there for several hours till it dried out
    .I saw plenty of tropical storms over the years in Africa,but nothing anywhere near the strength and ferocity of that rainstorm. No wonder whole slopes just wash away. Because of poverty,ignorance and lack of investment nothing has ever been done to mitigate the situation. And since the area is of course incredibly fertile,it is densely populated.And people live on there traditional family home farms,there isnt anywhere else for them to go.
    I need to check with my stepson in the USA,his mother worked at a hospital 20 miles away,,my stepson went to school there at primary level,I'm sure he will feel concerned in case any friends living in the area are affected..
    Once again,I must leave you,and hope to update you about my weird life tomorrow.Off to make that boring porridge again....(sigh)......
    SPC 2019 # 012 - House & Home Fund 2019 - £35 (+ c/f from 2018= £566) AF Mar-Nov 269 days+ Dec 19/24 Books read 2018:153 Prolific £5.20
    total savings 2018:£1992:jcard xmas savings 2018:£145:)£2 Savers 2018 - £220

  • SystemSystem
    177.7K posts
    10,000 Posts Name Dropper
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    Dusty I love listening to your memories of Africa, it is a continent that has fascinated me since I was very young. When I am 60 I am hoping to take a trip to Cape Town to see for myself. Also want to go Zimbabwe , I have a friend who grew up in Rhodesia as it was then, but had to leave for South Africa. He tells me about his childhood there and the stories make me want to see for myself.

    Hope Mr Dusty is over his bug and that you don't get it as well.
  • beanieloubeanielou Forumite
    71.6K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Take it no good making all the porridge in one go?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
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