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Why Walk When You Can Fly

edited 11 September 2018 at 11:18AM in Debt Free Diaries
566 replies 32.7K views
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  • subscribed! a lovely new diary - good luck
  • Purplemumof2Purplemumof2 Forumite
    7.8K posts
    Part of the Furniture 1,000 Posts I've been Money Tipped!
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    subscribed! a lovely new diary - good luck

    Thank you x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £7070.00 :mad: Lloyds: £7850.00 :mad: MBNA: GONE :)
    Feb LTW 2/20
    PAYDBX 2020 #041 PD £298.03/£8000
    Xmas Pot £52.85/£500 ~ EF £280/£500
    20p Savers 2020 :) £2 Savers 2020 :) 50p Savers 2020 :) SPC 13 2020 #003
  • Good news on the reorganisations Purple. Sometimes having a good old spring clean just reinvigorates the resolve to get the job done!!


    T:)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • jwiljwil Forumite
    12.1K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Happy New Diary :)
    "If you can dream it, you can do it". Walt Disney
  • Purplemumof2Purplemumof2 Forumite
    7.8K posts
    Part of the Furniture 1,000 Posts I've been Money Tipped!
    ✭✭✭✭
    jwil wrote: »
    Happy New Diary :)

    Thank you x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £7070.00 :mad: Lloyds: £7850.00 :mad: MBNA: GONE :)
    Feb LTW 2/20
    PAYDBX 2020 #041 PD £298.03/£8000
    Xmas Pot £52.85/£500 ~ EF £280/£500
    20p Savers 2020 :) £2 Savers 2020 :) 50p Savers 2020 :) SPC 13 2020 #003
  • doingitanywaydoingitanyway Forumite
    5.9K posts
    Ninth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
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    I hadn't realised you had paid off £7,000 in debt this year. Well done.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
  • Purplemumof2Purplemumof2 Forumite
    7.8K posts
    Part of the Furniture 1,000 Posts I've been Money Tipped!
    ✭✭✭✭
    I hadn't realised you had paid off £7,000 in debt this year. Well done.

    Thank you DIA x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £7070.00 :mad: Lloyds: £7850.00 :mad: MBNA: GONE :)
    Feb LTW 2/20
    PAYDBX 2020 #041 PD £298.03/£8000
    Xmas Pot £52.85/£500 ~ EF £280/£500
    20p Savers 2020 :) £2 Savers 2020 :) 50p Savers 2020 :) SPC 13 2020 #003
  • Purplemumof2Purplemumof2 Forumite
    7.8K posts
    Part of the Furniture 1,000 Posts I've been Money Tipped!
    ✭✭✭✭
    I have checked Quidco and my Home Insurance from March has finally cleared, balance on there is £27.88.

    I think I'll withdraw it and pay that off the BC, that'll leave me with £12.12 to pay off.

    ETA - Have checked the BC and the transfer has gone out from there. Balance is showing a nice £40 :)

    I received a cheque from the DVLA for my old car for £6.66, I'll bank that at the weekend and that too can come off the BC. That will leave me with £5.46 remaining of the £12.12 :)
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £7070.00 :mad: Lloyds: £7850.00 :mad: MBNA: GONE :)
    Feb LTW 2/20
    PAYDBX 2020 #041 PD £298.03/£8000
    Xmas Pot £52.85/£500 ~ EF £280/£500
    20p Savers 2020 :) £2 Savers 2020 :) 50p Savers 2020 :) SPC 13 2020 #003
  • hugglemonsterhugglemonster Forumite
    852 posts
    500 Posts Third Anniversary Name Dropper
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    Well done purple, everything looking to be going the right way.

    That's really early to meet ds' teachers, not enough time to get a decent understanding of him/how his year is going? Still at least you know who they are.

    H x
    Debt: Loan 2 £2200 now £1179.44 New credit card £2291.82 now £2940 Car - Purchased £11,518.40 now £2044.77 Barclays loan 3000 now £1500
    PAID - Computer £646.52, Overdraft 1 £2200 Dad £300
    Emergency fund: £250 General savings: £150 Washing machine £100/£300
    Aug 2019 starting debt 13,111.79 current debt £7663.71
  • pidge04pidge04 Forumite
    774 posts
    500 Posts Second Anniversary
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    Wow! You have done so well and you are continuing to do well!

    I like the idea of clearing some overdraft when savings reach £500. I think I shall try that when I get to that point!
    CC £4,012 left to pay (was £5400).
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