Keeping Myself On Track....
benten69
Forumite 361 Posts
As per the title, this thread is just a little diary to keep myself on track. I have 2 medium term goals in mind. First I want to finish my emergency fund. This should take me to middle of the year, saving pretty much every spare penny I can get my hands on.
Once that is done my next goal is to save up for a new touring / adventure motorbike and associated equipment. I have plans for a tour across mainland Europe for summer 2020 if I can keep myself on track financially.
So far I am nearly 3/4 of the way towards my emergency fund goal and have not yet started saving for the motorbike / touring. Despite that I spent all weekend looking at motorbikes, accessories, planning my journey, etc, etc :rotfl::rotfl::rotfl:
Better sooner rather than later I suppose! Anyway, feel free to join me if you wish, but this is mainly here to keep myself on track. :beer:
Once that is done my next goal is to save up for a new touring / adventure motorbike and associated equipment. I have plans for a tour across mainland Europe for summer 2020 if I can keep myself on track financially.
So far I am nearly 3/4 of the way towards my emergency fund goal and have not yet started saving for the motorbike / touring. Despite that I spent all weekend looking at motorbikes, accessories, planning my journey, etc, etc :rotfl::rotfl::rotfl:
Better sooner rather than later I suppose! Anyway, feel free to join me if you wish, but this is mainly here to keep myself on track. :beer:
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However it all helps, so I am not complaining. An extra £1 a day will be £365 over the year, more than I would make in interest in even the 5% current accounts.
Currently waiting on pay day (a week away) in order to make a proper dent in my goal and put some real money into my savings.
Not sure about others but I always seem to get really motivated in the fist week after pay day and I've put away a good sum and then really struggle the last 1-2 weeks. Maybe it's because after pay day the money just sits and doesn't seem to grow (other than a little here and there) until next pay day. Need to figure something out to keep me more motivated.
Earned £10 in surveys this week so far which isn't too bad.
Should be able to put away a few hundred once I actually get paid. Also earned around £20 this week from surveys & a complaint to the bank about being on hold for 25 minutes when their machine said it would only be 2 minutes got me about £5 without even asking. Just mentioned to them that there was something wrong and it needs to be looked at, as it shouldn't say a 2 minute wait for a 25 minute wait.
So that was nice. Time for a nice brew and then I think tomorrow I'm going to torment myself by going to the local bike dealership and looking at all those shiny new motorcycles I can't afford....might take one for a test ride though just to help narrow down the one I'll be looking for in the future.
Reality is I knew exactly which one I wanted and was desperate to throw my money at him and take it away there and then, but nope...common sense prevailed (for once).
Just wish I had more money so I could go and buy it now. Crunching some numbers last night I think (all going well) I should be in a position to start really looking for one in just over a years time. By then I will have a good emergency fund to fall back on and the money to buy the bike outright without finance and all the interest that comes with it.
Deep breaths now....trying my best not to run back to the dealership and shout "TAKE MY MONEY" haha
It's payday in a few days. You are getting closer and closer. Hope you had a good weekend.
Had a pretty good weekend, thanks. Just fed up with the cold now, needs to just go away! Woke up this morning to be greeted to a car covered in frost :mad: