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Regular Saver Thread **New and Restarted**

edited 16 November 2019 at 7:25AM in Savings & Investments
3.5K replies 625.3K views
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  • edited 18 January 2018 at 12:45PM
    veryintriguedveryintrigued Forumite
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    edited 18 January 2018 at 12:45PM
    AirlieBird wrote: »
    Virgin Regular e-Saver Issue 9 will be available tomorrow according to comparison sites. Interest rate remains at 2.25%

    Thanks.

    The last three issues were reported going live (on here) at around 13:30-14:30hrs so fingers crossed.
  • veryintriguedveryintrigued Forumite
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    Thanks.

    The last three issues were reported going live (on here) at around 13:30-14:30hrs so fingers crossed.

    Spot on time again..

    Here you go

    https://uk.virginmoney.com/savings/find/productpage?id=regular_e_saver_issue_9&DisableNav=False&FromETS2=False
  • FrogletinaFrogletina Forumite
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    Thank you

    I've just applied. Regular saver branch issue 8 is also available.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 #441 £1567.31 SPC 9 #441 £1014.64 SPC 10 #441 £1164.13 SPC 11 #441 £1598.15 SPC 12 #63 994.67
    :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin
  • Westie983Westie983 Forumite, Board Guide
    5K posts
    Sixth Anniversary 1,000 Posts Photogenic Xmas Saver!
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    Issue 9 opened, and appointment booked to open Issue 8 store.

    Westie983
    Save 12k in 2020 #33 Total (£2300) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~ 13 #97 Total (£505)+£150.00/£500 = 30.00%
    Xmas 2020 £1 a Day #8 Total (£386)+£300.00/£365 = 82.19%
    Virtual Sealed Pot #1 Total (£600)+£500.00/£500 = 100.00%
    £2 Savers Club 2020 #11 Total (£720)+£4.00/£300 = 1.33%
    Total £3454.00/£6665 = 51.82%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email [email protected]
  • FrogletinaFrogletina Forumite
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    Part of the Furniture 1,000 Posts Name Dropper
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    I've now opened the regular branch saver 8 and made the first payment. Account opening goes like clockwork now - the branch is a cashless one so I just go home, make a faster payment on the same day and set up a standing order for the subsequent ones.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 #441 £1567.31 SPC 9 #441 £1014.64 SPC 10 #441 £1164.13 SPC 11 #441 £1598.15 SPC 12 #63 994.67
    :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • Westie983Westie983 Forumite, Board Guide
    5K posts
    Sixth Anniversary 1,000 Posts Photogenic Xmas Saver!
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    Frogletina wrote: »
    I've now opened the regular branch saver 8 and made the first payment. Account opening goes like clockwork now - the branch is a cashless one so I just go home, make a faster payment on the same day and set up a standing order for the subsequent ones.

    frogletina

    My appointment is Thursday, I am hoping that it will be as quick as the others, My branch does have cash tills, so I make the first payment in cash then top up from home, so I can add it to the other 13 I have listed online banking FP.

    Looking forward to some cash back from both Issue 3 and Issue 2 maturing next month.

    Westie983
    Save 12k in 2020 #33 Total (£2300) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~ 13 #97 Total (£505)+£150.00/£500 = 30.00%
    Xmas 2020 £1 a Day #8 Total (£386)+£300.00/£365 = 82.19%
    Virtual Sealed Pot #1 Total (£600)+£500.00/£500 = 100.00%
    £2 Savers Club 2020 #11 Total (£720)+£4.00/£300 = 1.33%
    Total £3454.00/£6665 = 51.82%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email [email protected]
  • Sea_ShellSea_Shell Forumite
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    1,000 Posts Fifth Anniversary Name Dropper Hung up my suit!
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    We didn't realise you could have one of each issue...so we missed out on 2 & 3 before we realised (thanks to this thread - well the old one!!), so we have a bit of a gap in our maturities.
    " That pound I saved yesterday, is a pound I don't have to earn tomorrow ":beer: JOB DONE!!
    This should now read "It's time to start digging up those Squirrelled Nuts"!!! :j:j:j
  • I have the full set of Virgin Money RS accounts, online and "store". I also opened a Virgin CA, purely as feeder for the RS, and I send the maturity proceeds there as well. Now there is a stable, predictable pattern of new and maturing Virgin RS accounts, with cash flows in/out roughly in balance, so I don't need to commit any new money to Virgin: I can just withdraw the interest on each maturing RS. (There's interest on the CA as well).
  • AfahmaepAfahmaep Forumite
    293 posts
    Halifax RS (2.00%) must be closed in branch but is available immediately (with full accrued interest)
    Halifax RS (2.50%) can be reapplied for and opened online following day

    Needed cash quickly and closed my Virgin E Saver 3 online
    Took about 60 seconds
    Money cleared, available and in receiving account within 30 minutes (with full accrued interest)

    BRING BACK SPECIAL SAVER 2
    Old Saying Once bitten twice shy
    Modern Saying Once Sh*t on Twice Bye!
  • mhocmhoc Forumite
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    thanks for this re the Halifax.

    I think I am going to wait until February 1st to restart my Halifax regular saver and then it will be the same start date as most of the others. Only First Direct and Marks have mid month dates.
    (Yes I know there is always the risk of the regular saver being closed to new deposits, the interest rate dropping or a meteorite dropping in the next week)
    It also fits in well as the maturity of the new Halifax regular will then be in February 2019 which only has one other regular saver maturing later in the month. My current Halifax regular saver was to have matured in June 2018 which already had 2 maturity dates - so this spreads them out much better.
    And the donor account was getting worryingly low so that's another issue resolved.
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
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