“Rock bottom became the solid foundation on which I rebuilt my life.”

edited 21 November 2017 at 1:21PM in Debt Free Diaries
8.2K replies 680.3K views
WannabeFreeWannabeFree Forumite
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edited 21 November 2017 at 1:21PM in Debt Free Diaries
Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

Debt 09/05/2017

Council Tax £2092.71
Court Fine £1250
Court Fine £200
Person 1 £1000
Person 2 £1000
Person 3 £1379
Person 4 £427
Debt Total £7348.71

Rent Arrears £3381.28

Total £10729.99

*Person 4 £575
*New Debt £732
*Debt 1 £387.29
*Debt 2 £1451.40
*Debt 3 £1137.73
*EDF £3140.65

Total £18154.06

*As more comes out from under the carpet I will update here.
“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
«134567821

Replies

  • UncannyScotUncannyScot Forumite
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    Hello and Welcome :D

    We're all here to help and you've made a great start
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • WannabeFreeWannabeFree Forumite
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    Debt 21/11/2017

    Council Tax [STRIKE]£2092.71[/STRIKE] £1350
    Court Fine [STRIKE]£1250[/STRIKE] £845
    Court Fine [STRIKE]£200[/STRIKE] £0
    Person 1 £1000
    Person 2 £1000
    Person 3 [STRIKE]£1379[/STRIKE] £1360
    Person 4 [STRIKE]£427[/STRIKE] £0

    Debt Total [STRIKE]£7348.71[/STRIKE] £5555 (£1793.71 Paid)

    Rent Arrears [STRIKE]£3381.28[/STRIKE] £2960 (£421.28 paid)

    Total [STRIKE]£10729.99[/STRIKE] £8515 (£2214.99 Paid)

    *Person 4 [STRIKE]£575[/STRIKE] £275
    *New Debt £732
    *Debt 1 [STRIKE]£387.29[/STRIKE] £377.29
    *Debt 2 £1451.40
    *Debt 3 £1137.73
    *EDF [STRIKE]£3140.65[/STRIKE] £0

    Total [STRIKE]£18154.06[/STRIKE] £12488.42
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFreeWannabeFree Forumite
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    Bit about us

    Me and 3 delightful smalls .. Well delightful the majority of the time ;) 8 year old DS, 6 year old DD and 3 year old DD.

    Work nearly full time (although on sick leave currently while bones and head are repairing ;)) Hopefully not for much longer though.

    It's a complicated background so I'll keep it away from here but more determined than ever to get things sorted.

    Will post plans and things eventually and drive you all insane with pointless lists and cleaning routines ;)
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • EssexHebrideanEssexHebridean Forumite
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    Hurrah - you're back!! :T:T Very glad to see it! **subscribed**
    MORTGAGE FREE 30/09/2016 :D
    SOA CALCULATOR (for DFW newbies): SOA Calculator
  • WannabeFreeWannabeFree Forumite
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    Hurrah - you're back!! :T:T Very glad to see it! **subscribed**

    Hopefully without causing offence to anyone this time. I will very much keep to Debt busting and cleaning this time :o :rotfl:

    Or maybe its the cleaning that's the problem!
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFreeWannabeFree Forumite
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    So bit pointless posting my November Goals now. Will wait until December. When things are hopefully more settled.

    First things first.

    Council Tax £135 Due 28th
    Rent £339.21 Due 30th

    These are the priority. Smalls are away and being well entertained, fed and looked after.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • EssexHebrideanEssexHebridean Forumite
    10.4K Posts
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    Hopefully without causing offence to anyone this time. I will very much keep to Debt busting and cleaning this time :o :rotfl:

    Or maybe its the cleaning that's the problem!

    Weeelllll.... :rotfl::rotfl: Nope - that just makes the rest of us sloverns feel slightly guilty! Maybe we'll ALL find some middle ground! :rotfl:
    MORTGAGE FREE 30/09/2016 :D
    SOA CALCULATOR (for DFW newbies): SOA Calculator
  • Purplemumof2Purplemumof2 Forumite
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    Yay! You're back and I have subscribed :D xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £5000.00 - Lloyds: £5590.00
    Xmas Pot £535/£700 ~ EF £621/1000
    PAYDBX 2021 - #? £0 / £2,000
  • Toni'sfriendToni'sfriend Forumite
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    Nice to see you back again. xxx
    Have adventures. laugh a lot and always be kind.
  • EssexHebrideanEssexHebridean Forumite
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    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    LOVE the new thread title! :T:T:T
    MORTGAGE FREE 30/09/2016 :D
    SOA CALCULATOR (for DFW newbies): SOA Calculator
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