reclaiming ppi company

edited 30 November -1 at 1:00AM in Reclaim Bank & Credit Card Charges
2 replies 1.2K views
kel2004kel2004 Forumite
1 Post
Hi all ,
I realise this may sound odd but is there a company that checks for all ppi that you may have had in your maiden and married name ?

Replies

  • [Deleted User][Deleted User] Forumite
    0 Posts
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    MoneySaving Newbie
    There is no company that "checks" anything.

    Some Claim Companies do offer a free PPI "check", but all they really do is post enquiries on your behalf to all the likely financial institutions identified by you. It's nothing you cannot do yourself and they have no special access to your financial records which are not in the public domain.

    If any PPI is acknowledged by a bank they will then exert pressure for you to sign a Letter Of Authority allowing them to represent you in any subsequent complaint.
    They then charge a fee of around a third of any redress you might win (plus VAT)

    You are no more likely to successfully "check" for PPI if you use a company than if you do your own such simple research.

    Certainly, no claim firm will be able to find PPI if you've already tried and failed.

    Unless you have documentation of your own, you appear to be dependent totally on the records kept (or not) by your lenders.
    Why not simply write your own prospective letters? It'll cost you the price of some stamps.
  • -taff-taff Forumite
    12.8K Posts
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    No. the only people who know what credit you had is you.

    No claims company will invesitgate because that's not what they do.

    They ask you what companies you hhad credit with, and then they make the same complaint that you would to these companies.
This discussion has been closed.
Latest MSE News and Guides

Reclaim payday loans

Get £100s or £1,000s back for being mis-sold

MSE Guides

25% off Dyson eBay outlet

Selected items, via code

MSE Deals