Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
14.6K replies
842.9K views
Quick links
Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support
Replies
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £500/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £144.37/£500. SEF = £1,000/£10,000
PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300. HOLIDAY MONEY £800
3 weeks seems a long wait for a doctor's note. Have you chased it with them? Xx
Best win so far - holiday to Florida
DH will chase it again if we haven't heard by the end of this week.
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £500/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £144.37/£500. SEF = £1,000/£10,000
PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300. HOLIDAY MONEY £800
Emergency Fund £5100/£10,000
January NSD: 7
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £500/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £144.37/£500. SEF = £1,000/£10,000
PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300. HOLIDAY MONEY £800
Reb
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £500/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £144.37/£500. SEF = £1,000/£10,000
PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300. HOLIDAY MONEY £800
SSG x
Finished Emergency Fund- £10,000 April 2017
:j:j
MONTHS TO RETIREMENT: 4
My diary: “Paid off the £31,000! BUT- still scrimping!”
Had a NSD today apart from giving DS3 bus money for college, does that count?DS3 had a letter from college today saying he will get £40 from them towards materials for his course and £2 for each day he attends towards his lunch, so that's good news
Also paid NPower and Virgin but that's all budgeted for. NPower wanted to instal a meter a few months back due to a couple of late payments
Used up some leftovers from the fridge and freezer for dinner, ready for the weekly Mr T shop tomorrow.
Still no letter from the doctor :mad:. DH said he's going to ring them tomorrow to chase it!
I also did another You Gov survey (unusual to get two in two days) and made DH a diabetic eye screening appointment, which is overdue.
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £500/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £144.37/£500. SEF = £1,000/£10,000
PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300. HOLIDAY MONEY £800