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SafetyNet Credit Alternatives

edited 30 November -1 at 12:00AM in Loans
60 replies 54.7K views
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Replies

  • Richey_Richey_ Forumite
    334 posts
    Was it a good night out?
  • Sky_ShrimpSky_Shrimp Forumite
    41 posts
    Seventh Anniversary 10 Posts Combo Breaker
    Richey_ wrote: »
    Was it a good night out?

    I didn't get the second loan of £100 that I wanted yesterday :(
  • Richey_Richey_ Forumite
    334 posts
    TBH probably did you a massive favour.
    My friend for somebody who lives with their parents you need to learn to manage your money a lot better, you will never have more spare money than now believe it or not
  • you will never have more spare money than now believe it or not

    Actually, speaking as a retiree, that isn't necessarily true!
    I used to think that good grammar is important, but now I know that good wine is importanter.
  • MalthusianMalthusian Forumite
    8.5K posts
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
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    iolanthe07 wrote: »
    Actually, speaking as a retiree, that isn't necessarily true!

    You think the OP sounds like the type to save enough into a pension to ensure a comfortable retirement like yours?
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • AndyPixAndyPix Forumite
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    1,000 Posts Fifth Anniversary Name Dropper Photogenic
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    Arent you glad you didnt get that extra loan now ??
    Today you have a clear head and arent £100 (plus interest) down ..


    WINNER ..


    Now if you can take that feeling, and extrapolate it to your spending habits in future - you might be in with a chance :)


    As for giving your bank details to this sub-sub-sub prime lender - Well that is insanity its'self.
    Why do you think they didnt require all the usual securities ? They can empty your bank account at will


    And to think you were looking for ANOTHER similar setup to add to it -


    mind = boggled
  • edited 25 August 2017 at 1:51PM
    Sky_ShrimpSky_Shrimp Forumite
    41 posts
    Seventh Anniversary 10 Posts Combo Breaker
    edited 25 August 2017 at 1:51PM
    Update,

    SafetyNet Credit took the £150 plus the £20 interest from my account as agreed today (2 week loan). They'll probably increase my credit due to playing ball.

    They lost connection with my account last week and sent an email stating that they were going to try to reclaim the funds if I didn't reconnect.

    What I failed to mention before is that they called me on the day and stated that they will only try to reclaim the funds on the arranged day (the payday) and not immediately, They have an 0800 number and are very professional on the phone.

    I know it's crazy to give your login bank details to a company, but I researched them first and they were there when I needed them at the time.

    I'll probably use them again. Understand that I'm a guinea pig. Taking one for the team. I didn't start this thread for financial advice. There's a separate forum for that.

    When people Google 'SafetyNet Credit' they'll find this thread.

    I could have not started this thread and you would all be non the wiser.

    Enjoy my tomfoolery and have a great weekend :beer:
  • Pixie5740Pixie5740 Forumite
    14.1K posts
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    Like you managed to find this thread?

    http://forums.moneysavingexpert.com/showthread.php?t=5644147&highlight=safetynet

    Giving your login in details isn't just crazy it's a breach of the T&C of your online banking. Now if there's any fraud involving your online banking your bank are not obligated to refund the money to you. :beer:
  • Sky_ShrimpSky_Shrimp Forumite
    41 posts
    Seventh Anniversary 10 Posts Combo Breaker
    Exactly Pixie!

    Now you get to see what happens first hand to someone that uses SafetyNet Credit from the comfort of your armchair.

    Enjoy the show :D

    I think I deserve a cookie for this. Do you have cookies?
  • keepcalmandstayoutofdebtkeepcalmandstayoutofdebt Forumite
    4.4K posts
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    Pixie5740 wrote: »
    Like you managed to find this thread?

    http://forums.moneysavingexpert.com/showthread.php?t=5644147&highlight=safetynet

    Giving your login in details isn't just crazy it's a breach of the T&C of your online banking. Now if there's any fraud involving your online banking your bank are not obligated to refund the money to you. :beer:

    Surely it's say's a lot about the regulator in this country - why and how are they allowing this type of operation of s/net? (which appears authorised) if the bank's stance would be this.


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