Damaged for ever?
in IVA & DRO
13 replies 2.7K views
So we are two payments away from completing our IVA! 29/03/17!! Speaking to mortgage advisors which deal with bad credit won't even touch us for a mortgage w would like a shared ownership mortgage I know the climate isn't great but why do I have to be punished when I've paid the IVA for the last six years never missed a payment did ebpverything they asked surely that should show we can make payment and not miss them we have no store/credit cards as u can't in an IVA! The credit file will drop off in March we both have mobile phone contracts.it just frustrates me as people with bad credit bankruptcy seem to get a mortgage yet we can't which I believe to be unfair as we have paid back our debt, my parents have said that they would go guarantor for us if need to secure the shared ownership mortgage, the option of staying in private rented is running out as we need a 3rd room and the shared ownership is the better option as would be cheeper! Any one got advise for me as I feel angry and upset:(:(
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