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My Sisters Bank Won't Let her release My Inheritance To Me-Please Help.

edited 30 November -1 at 1:00AM in Deaths, Funerals & Probate
374 replies 58.1K views
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  • securityguysecurityguy Forumite
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    "If that happens my Solicitor says he will take my sisters to court."

    No. You will take your sisters to court, by paying him to do so. By paying him handsomely.

    You appear to have a solicitor who is very happy to keep you going to him, paying him each time. He wants you to be paid, so that he is paid. None of the legal bills you have so far incurred will come from the estate, they are all bills you will have to pay, directly. Have you asked your solicitor what the current bill is? Every time you speak to him, that's at least fifty quid. He presumably is a bit short of work, so is happy to be working as a sounding board for you, at several hundred quid an hour.
  • MalthusianMalthusian Forumite
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    annbarbs wrote: »
    No No No.
    If I get my money then I will use it to move up North as I have planned and try to make a better life for myself.

    You won't have a better life up North. You will still be stressed out and anxious, probably homesick on top of that, and you will have moved away from all your support networks. The benefit of the lower cost of living up North will be marginal. The amount of money you will have left won't sustain you for long so you will be back on benefits sooner than you think. And you may struggle to claim housing benefit on deprivation of capital grounds.

    It is a blessing in disguise that your sister is too ill to release your money because you do not sound as if you are in a fit state of mind to handle a large sum of money sensibly.

    This may sound harsh but I'm not in a position to give you psychiatric help, I can only say what I think you should do. Which is to forget the money for now and concentrate on seeking help for your mental health issues.
  • mrmechanicmrmechanic Forumite
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    Ann, yet again you have completely ignored all the advice given to you over the last few days.
    You were told to take a step back and do not contact lawyers or your sister for 2-3 weeks.
    You have again been in touch with your lawyer increasing your legal bill ,( have you ANY idea what this is going to cost you?"

    You then contact your sister by telephone after 9pm at night, no wonder she hung up on you and didn't want to speak to you.
    Then you keep phoning her back, if she hung up the first time what makes you think she would want to speak to you the next time you rung her?At this rate you will never be able to rebuild any form of relationship with either of them.
    You really are not doing yourself any favours and are only making this situation worse.
    I feel this isn't going to be resolved for you in the near future as you are just throwing fuel on the fire.
    I also do not think anyone here can give you any more help than has already been given.
    Only when you actually start to take on board the advice given will this situation start to sort itself out.
    Its entirely in your hands, YOU need to take on board what has been advised or you will find it very difficult to understand the final outcome of the funds removed from your inheritance to cover your legal bill.
    And this WILL be down to YOUR actions and no one else.

    Last post from me, I am out as feel you still won't "get it" but hope you seek help for your health foremost and leave the inheritance well alone for now.
    If it isn't broken, don't try to fix it.
  • Perhaps you could write a short letter to your sister, saying you are sorry for getting worked up, and that you understand she is in a difficult position too, and that you understand she has to sort this executorship mess out with the probate court/solicitor or whoever and that it may take a little while, and if there is anything she needs/wants of you, just for her to let you know - something along those lines maybe. I think you will feel better if you can express yourself to her without getting upset. It also gives her the nod that you know there are procedures, so that should the worst come to the worst and she does try to stop your inheritance (which by the way does seem unlikely as she and the other sister have shown enough goodwill to foot your share of the conveyancing fees), then and only then could you legitimately pursue the estate for the money that is due to you.
    It occurred to me that your solicitor might not be responding to you as he will then have to charge you for the time and maybe he thinks he has explained the situation to you.
    It is awful to feel so alone, but you have had the courage to bare your soul to people here, and am sure once you can get a grip of all the many aspects of this, then you will find some sort of stability. Sad to say, there is not a lot of stability in the world, but having someone to share your troubles with always seems to be the best sort of basis - a trouble shared is a trouble halved, some say solved. Best foot forward, and all that.
  • edited 12 October 2016 at 8:30AM
    SystemSystem Forumite
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    edited 12 October 2016 at 8:30AM
    To update everybody here I have found out that my sisters have not taken their third share of their inheritance as I thought.
    So it appears I was wrong about that.
    I thought she had but she has not.

    My sister relied to my email today in which I asked her this and she said her's and my other sisters money is stuck in the executors account the same as mine is.

    So my sister is in the same boat as me, she cannot get her inheritance until my other sister gets out of hospital and is well enough to go to the bank with her to sign for it.
    My sister has also confirmed this to my Solicitor who wrote to her.

    At least I know that now and because my sister also cannot get her money, I hope that means that she will work to resolve this problem. Since she cannot get her inheritance either without the other sister.


    "If that happens my Solicitor says he will take my sisters to court."
    No. You will take your sisters to court, by paying him to do so. By paying him handsomely.

    Yes that's true if I had to take my sisters to court it would bump up my legal bill and I would have to pay for it out of my inheritance.
    So it is better that this gets sorted out without having to go to court.

    I think what I should do now is give my sisters say 4 weeks to see if my sister gets out of hospital.
    As she may then be well enough to go to the bank with my well sister.
    If not then contact my Solicitor again to ask what to do next.

    But I think there is no point in my sister going to the Court Of protection now.
    Because the judge won't do anything
    They would say that my sister has only been in hospital for a week but she could get better.

    The Court Of Protection is only if my sister is ill for a long time and does not regain mental complicity.

    But my sister told me in her email that she has been in hospital before and when she takes her medication she recovers.
    So I hope it is the case this time.

    I think I should just wait and see what happens.
    I have waited so long for my inheritance so another few weeks is not going make any difference.

    You won't have a better life up North. You will still be stressed out and anxious, probably homesick on top of that, and you will have moved away from all your support networks. The benefit of the lower cost of living up North will be marginal.

    I don't have any support here.
    The CMHT have discharged me 2 years ago and even though I was refereed back again by my last GP. The CMHT still won't take me back and that's not going to change.


    That's one of the reason I want to move.
    Because maybe if I moved up North or 2 another area that's not under my health trust, I might get more support.

    Also once I get my money all of my benefits will stop except for my DLA.
    And I will have to pay £608 a month rent for my HA flat and all of my Council Tax myself.
    And live off of my savings,as well as the fact that I don't have support from the MH services here.
    Because they won't give me and I have no friends or family here either.


    So if I my benefits are to be stopped as they will be when I get my inheritance.
    And as I have lost my parents as I have done(they both died.)
    Also I am not going to get the support I want here,as the CMHT won't take me back.


    I might as well use my inheritance to do what I want to do.
    Which is to go up North because I like it better there and the rent is cheaper, so my money will last longer.


    Although it is true that whether I stay here and pay the £608 a month rent.
    Or go up North and pay £370 a month rent.
    My money will eventually run out after about 10 or 15 years as it is not enough to last a lifetime.
    So when it does I will have apply for and go back on benefits again.

    Because of my MH problems there is no way I can work.
    I cannot work.
    So unfortunately I will have to live off of my savings as all of my benefits will be stopped.

    If I was able to work which I am not.
    Then my money would last a lifetime as I would be earning and have money coming in.

    But I cannot so I will have to live of of my savings because you cannot benefits if your savings go to 16k as they will be once I get my inheritance.
    The amount of money you will have left won't sustain you for long so you will be back on benefits sooner than you think. And you may struggle to claim housing benefit on deprivation of capital grounds.

    Yes that could be, if I stay here as the rent for my HA flat is quite high as I said already.And that will eat up more of my inheritance and I am not happy about that at all.
    But up North it won't be as rents are a lot cheaper.


    No that's not true.

    HB told me that if I were to move from my HA flat to private rented accommodation, they would pay HB.
    But I would most probably have to pay a shortfall of the rent myself.
    Since with Private lettings HB will only pay the HB for the value of properties in the area.

    So if the LHA rate for that are is £90 a week and my rent was £120.
    HB will only pay £90 and I will have to pay the shortfall of the rent myself.
    But I would still get HB and ESA.

    But when I get my inheritance as we know both my ESA, CT benefit and HB will be stopped.
    Because savings will be over 16k.
    And I will be expected to live off of my savings and pay rent bills and everything out of my savings.
    But the DWP and HB know that I will be using my savings to live on.

    But when my savings fall bellow 16k I would then be able to claim benefits again.
    And I will have the receipts and bank statements to prove that my savings were spent on rent and bills.
    So it's not a voluntary deprivation of capital.

    It is the law that when your savings go to £6000 your benefits are cut.
    Then when your savings go to 16k they are stopped and you have to live off your savings.
    It's the same for everyone on benefits whether you are disabled or not.
    Everyone's benefits are stopped when their savings reach 16k as mine will.

    As I have said I cannot work so I will have not choice but to live off of my inheritance.
    It's a shame that my mum has left me all of that money and I have got to spend it all on daily living.
    But that's the law and that's the way it is.
    Unfair but true.

    One thing I was thinking is that either way most of my inheritance is going to go on rent.

    So if I am going to move up North I would be better off buying a place of my own.
    I have seen flats up North for 50k.
    At least that way I would have my own place that is mine and that would be permanent.


    That I think is a better option than a private tenancy which is not very secure.
    It is true that if I buy a place it will eat up half of my inheritance.
    But I will still have about 60k left and would not be paying rent.

    So my money might still last several years.
    Then when it runs out I can claim benefits again.But at least I will have a secure home and won't have to worry about being homeless,
    As I might be if I lost my private flat.
  • whitewingwhitewing Forumite
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    You sound calmer today, which is great. Maybe do some things you enjoy for the next few weeks.
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • BrightyBrighty Forumite
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    annbarbs wrote: »
    I think what I should do now is give my sisters say 4 weeks to see if my sister gets out of hospital.
    As she may then be well enough to go to the bank with my well sister.
    If not then contact my Solicitor again to ask what to do next.

    No no no no, stop contacting your blooming solicitor.

    How many times do you need telling.

    It's a waste of time and is just costing you money.

    Every time you speak to him, every letter he writes, it's increasing his bill, which will come out of your inheritance, when you get it, and you will get it, just be patient.

    The higher your solicitors bill, the less inheritance you get, so the quicker it will run out, so the quicker you will be back on benefits living off the state.

    Just stop

    Brighty
  • *max**max* Forumite
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    I am awaiting a thread titled "My solicitor sent me a bill for 30K, I was never told it would be so expensive! I think he is trying to rob me of my inheritance!". :(
  • Caroline_aCaroline_a Forumite
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    It is scary how it can mount up. When my dad died, it took 3 years or so for the solicitor to sort everything out, and there was no house to sell! I spent a lot of time chasing - and most of the time it was only leaving a message with the receptionist to say that I was asking for an update - and I reckon I spoke to him a maximum of 5 times on the phone and had a maximum of half a dozen letters. Ok, he did do the probate, but all the paperwork was sorted by me before he got it so it was just an easy paper exercise.

    His bill was over £13,000!
  • altojackaltojack Forumite
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    Ann, I'm hoping today finds you calmer and in a better place mind wise.

    Have you registered with a GP yet. This must be done as soon as possible as certificates will be needed from the doctor. Can you try to call round to the surgery tomorrow to collect the form that you need to register with them.

    I also wondered if you looked into the possibility of contacting mind. They do not leave anyone stranded if they have mental health issues. I don't know where abouts you live otherwise I could let you know the nearest mind drop in centre or office to go see them. They give support to those in need. They have drop in centres where you can meet people with MH issues that you could maybe make one or two friends.

    If you need help locating the correct centre for yoyr area please send me a private message so I can help you set this up. Stress, anxiety along with MH issues really drag you down, you need support and I can get you sent in the right direction.

    Leave the solicitor alone for a few weeks, nothing is happening just now so it's a waste of time.

    Leave your sister to rest herself as she is suffering from stress too, worry about your ill sister, worry about what you are doing and worry about her struggling on her own.

    Please consider my offer of help, it is genuine I can assure you if that and my time is free haha. Best things in life are free, don't forget X
    There's no place like home :)

    Feeling down? Weak in body? Makes no difference to me, I think of you all when I'm sitting quietly.

    Hugs and healing thoughts are always going your way.
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