Pre-existing Travel Insurance Guide Discussion
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I'm having exactly this problem. Had cancer and secondaries and have a few medication-related long-term conditions, none cause any problems, in remission for 15 years. I still see oncologist every 6 months and take medication. Because of high costs of health insurance last year had a £6 policy from Staysure that excluded health. This year they won't do it, saying underwriter's poilicy has changed.
Anybody know anywhere I can get cheap insurance just for cancellation, baggage etc?
....later... now found that I can get budget insurance for 2 week European holiday from Insure and Go for £15, excluding pre-existing conditions.
Now that my account no longer offers this I'm being quoted upwards of £500 for annual worldwide cover. Really frustrating as the only time I ever claimed on travel insurance was when I got off a bus and walked into a road sign in the USA, cut my head open and needed stitches.
NOT BUYING IT
(unless it's on offer and can get my loyalty points)
http://www.foggtravelinsurance.com/
We are due to go on holiday shortly. We have a non-travelling elderly parent who suffers with high blood pressure but is otherwise fit and healthy and there is currently no reason to think she won't stay like that! I am however conscious of buying travel insurance that will cover us in the event that something does happen and we have to either cancel or curtail our holiday. I have looked at a number of insurers and whilst some look as though they wouldn't cover this - some do say that they are willing to cover if a doctor signs any claim form to indicate that there was no reason for us to not travel.
Does anyone out there have real life experience of this kind of cover? If so, can you recommend a travel insurance company?
Thanks!
SPC 10 - 068
In August my husband developed symptoms that our GP decided to refer to a consultant.
Although he has had an ultrascan which showed no anbormality he has now been given a date for further examination. Unfortunately, this appointment is not until after the holiday so at present he has no definite diagnosis or an all clear.
Althoug our insurance was taken out prior to these symptoms developing the travel insurance are now saying they will not now cover for any medical conditon apart from accidental injury.
This seems unfair as the holiday was booked on the strength of being insured for any mediical problem arising after the date of taking out the insurance.
As a result we must now consider cancelling our holiday and losing our money or risk travelling without medical cover.
Has anybody been in a similar position?
I'm in the same situation, booked a holiday around christmas last, took out insurance at the time, a week before we went in May I became ill. I told the insurer what was wrong, they said they wouldn't cover it so they sent me claim forms.
I went with the post office. I do have additional medical problems that I need cover for though. I paid roughly £30 for one year.
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