MSE News: Bought a secondhand mobile phone? Insuring it may prove difficult
Former_MSE_Helen
Former MSE 2.4K Posts
Many providers refuse to insure mobile phones that are used, bought on auction sites, or older than 18 months...
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Bought a secondhand mobile phone? Insuring it may prove difficult
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Bought a secondhand mobile phone? Insuring it may prove difficult
Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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I was given a policy with the first 3 months free. I checked the details - no cover for calls made while stolen, replace handset at wholesale cost, with a £15 excess.
I reckoned the phone was only worth £15, so the £7 a month policy had no value at all. I cancelled it before they started charging from the 4th month, only to discover they'd already collected the first premium 3 weeks early. They eventually refunded about a month and a half after I complained.
Some people might not notice these things.