Car Written Off After Being Damaged By Raised Ironworks on New Development

edited 30 November -1 at 1:00AM in Motoring
25 replies 3.9K views
2

Replies

  • HerzlosHerzlos Forumite
    12.7K Posts
    Ninth Anniversary 10,000 Posts Name Dropper
    ✭✭✭✭✭
    Your insurance company will pay out for enough to hopefully get you a similar replacement - what you do with that is up to you, but Redrow won't be paying out more than the car is worth at current market value.

    Even then it's unlikely Redrow will pay out at all - there are warning signs and if you live on the estate you'll be assumed to be familiar with what's going on. That said, it's dark by the time people drive home now and the other obstacles were barriered, so it's possible.

    With a golf GTi I'd have assumed you'd be limited to about 2mph on the unsurface road and on the lookout for the slightest thing to avoid.
  • SuperAllyBSuperAllyB Forumite
    803 Posts
    Part of the Furniture 500 Posts
    ✭✭✭
    I would expect Redrow to be querying whether most of the damage was done by the impact, or by driving home afterwards. Been there, done it, got the t-shirt! Cracked sump on a farm road, drove home (i thought) carefully and wrecked the engine:o. Insurance company (probably quite rightly) weren't interested.
  • dacouchdacouch Forumite
    21.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    ✭✭✭✭✭
    SuperAllyB wrote: »
    I would expect Redrow to be querying whether most of the damage was done by the impact, or by driving home afterwards. Been there, done it, got the t-shirt! Cracked sump on a farm road, drove home (i thought) carefully and wrecked the engine:o. Insurance company (probably quite rightly) weren't interested.

    There are a few companies, Admiral being one of them from memory who specifically exclude any further damage you cause by continuing driving the car
  • mattyprice4004mattyprice4004 Forumite
    7K Posts
    Ninth Anniversary 1,000 Posts Name Dropper
    ✭✭✭✭
    I highly doubt it was a foot high.
    I've seen ironworks before they're fitted, and they're usually only about 8 inches deep - was it floating? :p
  • marlotmarlot Forumite
    4.6K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    ✭✭✭✭
    I think you'll be lucky with any claim against Redrow. I too live on a Redrow development which is finishing off the roads. Knowing that there are raised ironworks around, you have a responsibility to look where you're driving!
  • harveybobblesharveybobbles Forumite
    9K Posts
    ✭✭✭✭
    I'd be surprised if the OP's own insurance pays out, thinking about it.
  • rs65rs65 Forumite
    5.7K Posts
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    ✭✭✭✭
    I'd be surprised if the OP's own insurance pays out, thinking about it.

    What's your thinking?
  • harveybobblesharveybobbles Forumite
    9K Posts
    ✭✭✭✭
    They live on a construction/new build site.
    They admitted to seeing signs warning of raised iron works.
    They hit something and drove back home with low power.

    Their own insurance could say they were driving without due care/attention and either refuse to pay, or pay peanuts.
  • rs65rs65 Forumite
    5.7K Posts
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    ✭✭✭✭
    They live on a construction/new build site.
    They admitted to seeing signs warning of raised iron works.
    They hit something and drove back home with low power.

    Their own insurance could say they were driving without due care/attention and either refuse to pay, or pay peanuts.

    You could say that for any accident. They should be ok as long as it wasn't deliberate.

    As mentioned already, depending on insurer, they make not be covered for subsequent further damage caused
  • Money_Grabber13579Money_Grabber13579 Forumite
    3.4K Posts
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ✭✭✭✭
    They're doing the same on our development at the moment, but I'd reckon at most, the iron works have been raised 1-2 inches.

    Are they planning to tarmac up to the level of the windows?
    Northern Ireland club member No 382 :j
This discussion has been closed.
Latest MSE News and Guides

Avro Energy and Green cease trading

What it means for your gas & electrity

MSE News

Energy mythbusting

What really makes a difference?

MSE Guides

Free £6 Amazon credit for some

When you add £50 to gift card balance

MSE Deals