worriedpenguin wrote: »
Using my rules for August, finished with another NSD on the 31st to end with 8/10. Not great, but looking forward to a better month in September.
cw18 wrote: »
I've finally finished my August accounts - having had to hunt down 2 receipts (still got a 3rd missing, but it was for just one item and I know how much), go through card statements for a couple I didn't get receipts for (other than the card transaction which I never keep once it's on my on-line statement), and track down dozens of on-line purchases.
Although I can't see myself on the list of challengers I have seen the post where I signed up for a reduced target of 10 - and I didn't quite make that!! I've ended the month with 8 NSDs.
Given the month was a totally non-standard month (2 separate overnight stays in hospital which meant 2 taxi fares and 1 bus fare I wouldn't normally have but have counted as non-allowed spends, plus reliant on ready meals which I don't seem to get inspired enough with to buy in advance), I don't actually think 8 was bad
I was aiming for 144 over the year, which initially meant over 10 months (as I planned to be away for 8 weeks spending daily on food and accommodation) - so was hoping to get 15 a month and be at 120 by the end of August. Despite a couple of 'bad' months I'm still at 131, so I'm going to have to rethink what I'm aiming for over the year as I'm no longer going to be absent at all.....
Sazzie23 wrote: »
Ready meals, probably better than a lot of takeaways, financially and health wise
Hope the arm is mending ok now
cw18 wrote: »
She isn't normally. But I think she's finally realised I don't/won't take medication unless there's no viable option, as we've had a couple of tiffs when she's wanted to prescribe things that I've flatly refused to accept (statins being one as I prefer to control cholesterol through diet and exercise). So the fact I was asking for pain meds meant I needed them
t2rry wrote: »
I love this day of the month Nargle, I could spend hours (I sometimes do!) moving money to the right places, split between 6 different savings accounts, making overpayments to debt (no matter how small) and tinkering with the budget to work out where I can save!!
My first budget challenge will be tomorrow - we have £70 budgeted for a family do. If we go over budget, it costs me an NSD and I don't hit August's target...if we keep it under, the excess is free for debt payments or savings (whichever I feel deserves it more!)
Penguins86 wrote: »
Today has been NSD #9. I moved some money into my savings account but didn't actually spend anything. I have a SO set up to transfer funds on the 1st of each month but didn't want to overdo it, so having had a quieter month than I thought I added an extra bit
gothrockchic1 wrote: »
Hi everyone, I am checking in to report NSD 10 and I have made my target. :j
I can't believe I have done it, thank you to everyone on here for their support. This is the first month that I have had money left over before payday and I have been able to bump up my savings.
Bring on September! :beer:
kerri_gt wrote: »
There was a very interesting programme on called 'the men who made us spend' - kinda about advertising and the power of it, but one episode i saw included cholesterol and statins - very interesting an worth a look, really does make you think about the power of advertising.http://www.!!!!!!!!!!!!!!!!/video/x20j8as_the-men-who-made-us-spend-episode-2_creation
marmiterulesok wrote: »
Sounds interesting kerri,but the link doesn't work.
Travellers returning to England in Oct
Incl Sky, the AA & more
London, Harrogate & Shepton Mallet