I don't need another skinny Latte

edited 30 November -1 at 1:00AM in Debt Free Diaries
673 replies 99.3K views
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Replies

  • Subscribing. :beer:

    RR x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • SkinnylatteSkinnylatte Forumite
    1.2K Posts
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    ✭✭✭
    Thanks for the sub RR, I hope I don't bore you to sleep!!
    Feeling back on good form today :beer:. Delighted with my ebay sales, everything is packed up and ready to go, I took the larger 2 items up to DD and TNT will collect them tomorrow, hopefully should make a little on postage too.

    I don't want to wish my life away, but I can't wait until the start of Feb to update my sig. :j

    Nearly a NSD, spend 20p on milk for my tea at work. I will have to fill up with fuel tomorrow, I have £268 to last me until the end of the month, as long as there's no emergencies it will be plenty, especially as I'm away most of next week.

    Also sent an email to ex explaining what a turd he is, I don't expect a reply and don't want one. There's only one person I can rely on and that's myself, and that's the way I intend to keep it for at least 2014. :)
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Trust me...I wouldn't mind being bored to sleep...at least I'd get some then!:rotfl:

    Well done on all fronts!

    Sounds like you are on fire! (not literally of course!)

    RR x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • SkinnylatteSkinnylatte Forumite
    1.2K Posts
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    ✭✭✭
    I was feeling pretty chuffed with myself thinking I'd had a NSD, then remembered I'd filled up with diesel to the tune of £37.
    DD was having a down day and wanted to go for a drive and a coffee this evening, so I whipped out my completed Macdonalds loyalty card and we shared a free coffee.
    TNT never came to collect the Ebay parcels today :mad: Most annoying as I was having them collected from my DD's address, and she's not there tomorrow, I'll need to ring in the morning and find out what to do.
    Uploaded a Youtube video today, and earned 76 adpoints repeatedly watching the same trailer zzzzzzzzzzzzzzz

    A work from home day tomorrow, so a nice lay in and no commute :j
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • SkinnylatteSkinnylatte Forumite
    1.2K Posts
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    ✭✭✭
    I just noticed I've got another star and I'm now a Money Saving Stalwart which according to Google means "a loyal, reliable, and hard-working supporter of or participant in an organization or team":j

    Not too bad a day considering, spent £10.71 on 'bits' went to Costa to use the free WIFI while DD was at college and resisted a skinny latte, had a pot of tea instead. I could have used my Costa points but needed change for the carpark.
    The took DD to hospital to have the metal rings put on the back of her teeth in advance of having a brace fitted. It looked very uncomfortable but she didn't complain, and I bought her a smoothie on the way home.

    Worked from home so saved £10 in commuting.

    DS organised a weekend away with his Dad and ex gave me his credit card to book hotel and train tickets (he's not computer savvy) so off to Topcashback I went, like a proper money saving stalwart, I reckon I've made myself a tenner :T

    Had a FB message from my cousin yesterday, I had forgotten I owe him £75, so that's a bit of a bummer. Well I hadn't really forgotten, was just ignoring it until he wanted it. He said to keep it for him till he needed it.

    Travel expenses have gone in, I managed to eek them up to £390 :)

    I was invited out at the weekend to the cinema, but turned it down, I didn't fancy what they were off to see, and it would be to the pub after so probably saved £20 there.

    Uploaded yet another youtube video and views look to be going up a bit, so hopefully the trend will continue.

    Tea was left over veg fried, sliced ham cut into strips, pasta and a jar of tesc extra special pasta sauce for 10p from the company shop, and a dash of cream. Now the company shop, that deserves a whole post of it's own.....
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • SkinnylatteSkinnylatte Forumite
    1.2K Posts
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    ✭✭✭
    My goodness this is a long month, payday seems weeks away.

    I had quite a productive day, worked from home, top up shop and even managed to put the Xmas decs back in the loft!!

    Ebay parcels were finally collected by TNT today and I relisted everything that didn't sell on a 10 day listing to end a week Sunday.

    Was delighted to find butternut squash in Ald!s super6 today for 49p, so made some soup with it. I've actually only spent £66.57 on groceries so far this month, and there's still turkey in the freezer for sunday dinner.

    Checked topcashback to find I have £47 due :T although only 40p of that is payable so far - patience is a virtue!

    I've been doing some surveys on Mysurvey, but some of them take an age to complete, and it seems a bit hit or miss whether I actually get credited the points, also sometimes you'll get half way though a survey and suddenly told I'm not eligible :mad: May be there's some better survey sites out there?
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Well done re: decs....mine are still in a bag in the kitchen.....one of many jobs for the weekend! :rotfl:

    RR x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • edited 20 January 2014 at 12:29AM
    SkinnylatteSkinnylatte Forumite
    1.2K Posts
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    ✭✭✭
    edited 20 January 2014 at 12:29AM
    :j:j:j:j It's the weekend wayhey

    Checking in to put a to do list together for the weekend.

    First thing is taking DD to her therapy. Any-one ever heard of borderline personality disorder'? She ticks or (did) virtually all the boxes for this diagnosis. although she was and still is too young to be diagnosed, and TBH things have been so much better in the last 12 months, maybe a diagnosis of 'extreme teen' is more appropriate, I won't go into the sordid details, but we've been to some really dark places in the last 7 years. NHS and CAMHS were rubbish. The youth offending team were super and we finally found a really good therapist last year, to the tune of £75 per hour, it's a long term process but you can't put a price on it, her mental health and future is whats important.

    Anyway, yesterday was a pretty low spend day, and I managed to make £4 through top cash back when booking my airport parking for work next week. I also recently got an airmiles card, and found out I can claim back flights over the last 12 months, so I've printed out all the flight details and need to claim those back, might have enough for a small holiday!!

    Things to do this weekend

    1. [STRIKE]Spend some quality time with DS - (usually involves spending money!)[/STRIKE]
    2. [STRIKE]See friend for coffee[/STRIKE]
    3. [STRIKE]Clean out car[/STRIKE] - the leak in the floor that I spent £270 repairing before Xmas seems to have returned :(
    4. [STRIKE]Clean bathroom[/STRIKE]
    5. [STRIKE]Wash kitchen floor[/STRIKE]
    6. Scrub stains on living room carpet
    7. [STRIKE]Claim air miles[/STRIKE]
    8. Followup on some quotes I did before Xmas for my ebusiness - decided to leave this til next weekend as I'm working away this week so difficult to deal with any resulting inquiries
    9. [STRIKE]Design some more Youtube videos[/STRIKE] and uploaded
    10. [STRIKE]Do Decembers books[/STRIKE]
    11. [STRIKE]Take stock of food that's in and small top up shop if needed[/STRIKE]
    Better get cracking :T
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Sounds like you are doing an amazing job...well done :A

    Also, sorry to hear about car leak returning...how frustrating :mad:

    Hope you get through your list. Am trying to get myself motivated! :)

    Take care
    RR x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • SkinnylatteSkinnylatte Forumite
    1.2K Posts
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    ✭✭✭
    Ooops, have spent a lot today, £77.63 + £75 therapy makes £152.63. That includes a tank full of fuel and lots of super reduced meat bargains from Sainsbobs. I have enough meat for 10 main meals.

    I asked DS what he's like to do tonight and he said why don't we get a takeaway instead it's cheaper :j. So shared a main meal and a side for £10.30, and no wine either, even though I really fancied a glass tonight.

    I also noticed Tesc0 had Cadbury's drinking chocolate on offer, we get through a lot of that, and I've not been able to find an own brand substitute for that. So £8 for 2kg which will last us an age.

    Oh well I have a full tank of fuel and a full freezer, and I got 4 cups of tea out of 2 teabags :rotfl:
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

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